Johnston County property record for 3528 Jack Rd, Clayton, NC 27520
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,439 sqft · built 1993 |
| Lot Size | 2.65 acres (115,434 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,002 (2026) |
| Deeds & Mortgages | Aug 2023 Line of Credit May 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05F03021D |
| Primary APN | 05F03021D |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,439 sqft Living Area |
| Gross Area | 4,441 sqft |
| 1st Floor Area | 1,737 sqft |
| Attic | Attic |
| Attic Area | 1,182 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Other |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 115,434 sqft (2.65 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 1,296 sqft |
| Patio Area | 682 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2000140559 |
|---|---|
| Street Address | 3528 JACK RD |
| City | CLAYTON |
| State | NC |
| Zip | 27520-8974 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RAG |
| Legal Description | LOT 1 DRESSLER 96/215 |
| Legal Subdivision | R M HARDING B C HARDING & H J |
| Legal Tract | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | JOHNSTON NC |
| Township / Civil Division | CLAYTON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 41105 |
Source: Johnston County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3528 JACK RD, CLAYTON, NC 27520-8974 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2023 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| May 19, 2020 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Apr 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 13, 2008 |
| Transfer Doc | 0000219500 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 3528 JACK RD, CLAYTON, NC 27520-8974 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3528 JACK RD, CLAYTON, NC 27520-8974 |
| Document Number | 0000027049 |
|---|---|
| Date | Aug 23, 2023 |
| Book Page | 6532/90 |
| Instrument | 2023027049 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | GARNER, NC 27529 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 13, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 3528 JACK RD, CLAYTON, NC 27520-8974 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000659704 |
|---|---|
| Date | May 19, 2020 |
| Book Page | 5594/594 |
| Instrument | 2020659704 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | GARNER, NC 27529 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 7, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 3528 JACK RD, CLAYTON, NC 27520-8974 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000654918 |
|---|---|
| Date | Apr 14, 2020 |
| Book Page | 5567/267 |
| Instrument | 2020654918 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2035 |
Source: Johnston County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Johnston County |
| Unified School District | Johnston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,002.00 (+31.44%) | $479,780 (+64.76%) Land $125,210 Building $354,570 | $479,780 (+64.76%) Land $125,210 Building $354,570 |
| 2023 | $2,284.00 | $291,200 Land $60,100 Building $231,100 | $291,200 Land $60,100 Building $231,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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