York County property record for 3528 Harmony Rd, Catawba, SC 29704
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,291 sqft · built 2009 |
| Lot Size | 2.36 acres (103,018 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,528 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 686-00-00-098 |
| Primary APN | 686-00-00-098 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,291 sqft Living Area |
| Gross Area | 4,268 sqft |
| 1st Floor Area | 2,450 sqft |
| 2nd Floor Area | 841 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 103,018 sqft (2.36 acres) |
| Garage Area | 1,119 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 166 sqft |
| Deck Area | 395 sqft |
| Patio Area | 395 sqft |
| Street Address | 3528 HARMONY RD |
|---|---|
| City | CATAWBA |
| State | SC |
| Zip | 29704-9478 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RCI |
| Legal Description | THREE CCC SUB LOT 5 |
| Legal Subdivision | THREE CCC |
| Legal Lot Number | 5 |
| Jurisdiction | YORK SC |
| Township / Civil Division | ROCK HILL |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 61203 |
Source: York County records, as of May 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3528 HARMONY RD, CATAWBA, SC 29704-9478 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 3528 HARMONY RD, CATAWBA, SC 29704-9478 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1846000390 |
|---|---|
| Date | Jul 31, 2020 |
| Book Page | 18460/390 |
| Instrument | 2020034340 |
| Name | ARTHUR STATE BANK |
|---|---|
| Type | Bank |
| Address | UNION, SC 29379 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Aug 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3.12% |
| Max Rate At Change | 8.12% |
| Index | 1-Year LIBOR |
| Max Rate | 8.12% |
Source: York County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | York County |
| Unified School District | York School District 3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,528.00 (+9.01%) | $18,524 (+15%) Land $1,795 Building $16,729 | $670,800 (+33.45%) Land $65,000 Building $605,800 |
| 2023 | $2,319.00 | $16,108 Land $1,442 Building $14,666 | $502,675 Land $45,000 Building $457,675 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROCK HILL serves 89,850 people · EPA ID SC4610002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Fiber · Cable in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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