3528 Gilham Ave, Alton, IL 62002 Property Records

Madison County property record for 3528 Gilham Ave, Alton, IL 62002

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,160 sqft · built 1957
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Mar 2019)
Tax Bill	$2,746 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Mar 2019 Sale & Mortgage
APN	`23-1-08-08-14-301-002`

Property Details

APN / Parcel Number

Primary APN	`23-1-08-08-14-301-002`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,160 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Vinyl
Construction Type	Frame
Roof Material	Shingle
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	138 ft deep x 90 ft wide
Shed	1 Shed
Shed Area	132 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3528 GILHAM AVE
City	ALTON
State	IL
Zip	62002-4112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE SW & PART VAC ST 130 X 138
Jurisdiction	MADISON IL
Township / Civil Division	ALTON
Census Block Group	1
Census Block	1015
Census Tract	401400

Owner

3528 Gilham Ave is owned and occupied by an individual who bought it in March 2019.

Source: Madison County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	3528 GILHAM AVE, ALTON, IL 62002-4112
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage HIGHLAND RESIDENTIAL MORTGAGE
Mar 28, 2019	Warranty Deed, Transfer · FHA Mortgage HIGHLANDS RESIDENTIAL MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2019 · Amount on File
Deed Sale	Mar 28, 2019 · Amount on File
Prior Sale	Mar 25, 2010 · Amount on File
Deed Document Number	20199556
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	3528 GILHAM AVE, ALTON, IL 62002-4112
Transaction Type	Mortgage
Record Updated	Jul 28, 2021
Title Company	COMMUNITY TITLE AND ESCROW, COMMUNITY TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027473
Date	Jun 29, 2021
Instrument	2021R27473

Lender

Name	HIGHLAND RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Mar 28, 2019
Property Address	3528 GILHAM AVE, ALTON, IL 62002-4112
Document Number	0000009556
Map Reference	DOC 2010R48227
Instrument Date	Mar 25, 2019
Instrument	2019R09556
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12001 N CENTRAL EXPY STE 750, 750, DALLAS, TX 75243-3776

Mortgage

Document Number	0000009557
Date	Mar 28, 2019
Instrument	2019R09557

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3528 Gilham Ave was $2,746, up 8.8% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Alton City
County	Madison County
County Subdivision	Alton Township
Unified School District	Alton Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,746.00 (+8.84%)	$34,310 Land $4,000 Building $30,310	$102,930 Land $12,000 Building $90,930
2024	$2,523.00
2022	$2,223.00	$25,340 Land $2,960 Building $22,380	$76,096 Land $8,889 Building $67,207

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 3528 Gilham Ave; there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3528 Gilham Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, i3 Broadband, Wisper ISP.

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