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3528 Frances Berkeley, Williamsburg, VA 23188 Property Records

James City County property record for 3528 Frances Berkeley, Williamsburg, VA 23188

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,060 sqft · built 1997
Lot Size0.416 acres (18,121 sqft)
Owner2 Individual Names on Record
Last Sale$410,000 (Apr 2014)
Tax Bill$3,538 (2019)
Deeds & MortgagesSep 2021 Mortgage
Nov 2020 Transfer
Flood ZoneZone X (minimal risk)
APN36-4 03-0-0121

Property Details

APN / Parcel Number

Primary APN36-4 03-0-0121
Alternative APN
  • 5536

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,060 sqft Living Area
Gross Area3,520 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialComposition Shingle
Lot Area18,121 sqft (0.416 acres)
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Patio Area228 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number5536
Street Address3528 FRANCES BERKELEY
CityWILLIAMSBURG
StateVA
Zip23188-1326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4 RESIDENTIAL PLANNED CO
Legal DescriptionL-121 PH-1 GREENSPRINGS PLANTATION SINGLE FAMILY
Legal SubdivisionGREENSPRINGS PLANTATION
Legal Phase1
Legal Lot Number121
JurisdictionJAMES CITY VA
Township / Civil DivisionBERKELEY
Census Block Group3
Census Block3001
Census Tract80307

Owner

Source: James City County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3528 FRANCES BERKELEY, WILLIAMSBURG, VA 23188-1326
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
FULTON BANK NA
Nov 16, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 16, 2014 · Amount on Record
Deed SaleApr 16, 2014 · Amount on Record
Prior SaleApr 16, 2014 · Amount on Record
Deed Document Number0000006207
Deed Book / Page1400 / 06207
Last Transfer DateNov 16, 2020
Transfer Doc0000020009
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMES CITY VA
Property Address3528 FRANCES BERKELEY, WILLIAMSBURG, VA 23188-1326
Transaction TypeMortgage
Record UpdatedDec 22, 2021
Title CompanySAGE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210019319
DateSep 27, 2021
Instrument210019319
Lender
NameFULTON BANK NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051
Interest
Rate TypeFixed Rate
Rate2.88%

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJAMES CITY VA
Recording DateNov 16, 2020
Property Address3528 FRANCES BERKELEY, WILLIAMSBURG, VA 23188-1326
Document Number0000020009
Instrument DateOct 30, 2020
Instrument20009
Transaction TypeTransfer
Record UpdatedDec 22, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3528 FRANCES BERKELEY WILLIAMSBURG VA 231881326, WILLIAMSBURG, VA 23188-1326

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyJames City County
Unified School DistrictJames City County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$558,400 (+12.97%) Land $104,500 Building $453,900$558,400 (+12.97%) Land $104,500 Building $453,900
2023$494,300 Land $80,100 Building $414,200$494,300 Land $80,100 Building $414,200
2019$3,538.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJCSA - CENTRAL SYSTEM
serves 57,726 people · EPA ID VA3095490
Water SourceGroundwater
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
T-Mobile
Fixed Wireless		100 / 20

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