3528 E 21st Ave, Spokane, WA 99223 Property Records

Spokane County property record for 3528 E 21st Ave, Spokane, WA 99223

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,120 sqft · built 1958
Lot Size	0.188 acres (8,177 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Apr 2024)
Tax Bill	$3,373 (2026)
Deeds & Mortgages	Apr 2024 Mortgage Oct 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35273.1721`

Property Details

APN / Parcel Number

Primary APN	`35273.1721`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
Gross Area	1,600 sqft
1st Floor Area	820 sqft
Basement Area	780 sqft
Finished Basement	300 sqft
Unfinished Basement	480 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,177 sqft (0.188 acres)
Lot Dimensions	163 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	36 sqft
Patio Area	336 sqft
Canopy	336 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3528 E 21ST AVE
City	SPOKANE
State	WA
Zip	99223-5467
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	LINCOLN HTS N1/2 L12 B124
Legal Range	43E
Legal Township	25N
Legal Section	27
Legal Subdivision	LINCOLN HTS
Legal Block	124
Legal Lot Number	12
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3008
Census Tract	4602

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3528 E 21ST AVE, SPOKANE, WA 99223-5467
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 6, 2023	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
Jan 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage SPOKANE TEACHERS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2024 · Amount on Record
Deed Sale	Apr 12, 2024 · Amount on Record
Prior Sale	Jun 7, 2010 · Amount on Record
Deed Document Number	20247343146
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3528 E 21ST AVE, SPOKANE, WA 99223-5467
Transaction Type	Mortgage
Record Updated	Apr 19, 2024
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 S CONKLIN RD P22, P22, SPOKANE VALLEY, WA 99037-0079

Mortgage

Document Number	0007343147
Date	Apr 12, 2024
Instrument	7343147

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3528 E 21ST AVE, SPOKANE, WA 99223-5467
Transaction Type	Mortgage
Record Updated	Oct 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007312228
Date	Oct 6, 2023
Instrument	7312228

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 5, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3528 E 21ST AVE, SPOKANE, WA 99223-5467
Document Number	0006777248
Instrument Date	Jan 15, 2019
Transaction Type	Mortgage
Record Updated	Feb 6, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3528 E 21ST AVE SPOKANE WA 992235467, SPOKANE, WA 99223-5467

Mortgage

Document Number	0006777248
Date	Jan 23, 2019
Instrument	6777248

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 22, 2039

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,373.00 (+4.39%)	$349,700 (+24.27%) Land $130,000 Building $219,700	$349,700 (+24.27%) Land $130,000 Building $219,700
2025	$3,231.00 (+17.28%)
2024		$281,400 (+39.24%) Land $84,000 Building $197,400	$281,400 (+39.24%) Land $84,000 Building $197,400
2023	$2,755.00 (+16.34%)	$202,100 Land $63,000 Building $139,100	$202,100 Land $63,000 Building $139,100
2022	$2,368.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Intermax Networks.

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