Travis County property record for 3528 Cowden Dr, Austin, TX 78732
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,742 sqft · built 1999 |
| Lot Size | 0.221 acres (9,638 sqft) |
| Owner | Individual Name on File |
| Last Sale | $701,000 (Sep 2021) |
| Tax Bill | $10,382 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0145481010 |
| Primary APN | 0145481010 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,742 sqft Living Area |
| Gross Area | 3,294 sqft |
| 1st Floor Area | 1,476 sqft |
| 2nd Floor Area | 1,266 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,638 sqft (0.221 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 492 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 457171 |
|---|---|
| Street Address | 3528 COWDEN DR |
| City | AUSTIN |
| State | TX |
| Zip | 78732-2145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 BLK F STEINER RANCH PHS 1 SEC 4D |
| Legal Subdivision | STEINER RANCH PHS 1 SEC 4D |
| Legal Block | F |
| Legal Lot Number | 10 |
| Jurisdiction | TRAVIS TX |
| Township / Civil Division | NORTHWEST TRAVIS |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 34900 |
3528 Cowden Dr is owned and occupied by an individual who bought it in September 2021.
Source: Travis County records, as of March 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3528 COWDEN DR, AUSTIN, TX 78732-2145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Sep 14, 2021 | Vendor's Lien, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST CO |
| Nov 22, 2017 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 14, 2021 · Amount on File |
| Deed Sale | Sep 14, 2021 · Amount on File |
| Prior Sale | Aug 24, 2016 · Amount on File |
| Deed Document Number | 2021204548 |
| Prior Transfer Date | Sep 13, 2021 |
| Prior Transfer Doc | 0000204548 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRAVIS TX |
| Property Address | 3528 COWDEN DR, AUSTIN, TX 78732-2145 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000244861 |
|---|---|
| Date | Dec 16, 2020 |
| Instrument | 2020244861 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2036 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | TRAVIS TX |
| Recording Date | Sep 14, 2021 |
| Property Address | 3528 COWDEN DR, AUSTIN, TX 78732-2145 |
| Document Number | 0000204548 |
| Map Reference | VOL 101 PG 104 |
| Instrument Date | Sep 13, 2021 |
| Instrument | 2021204548 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2021 |
| Title Company | PATTEN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3528 COWDEN DR, AUSTIN, TX 78732-2145 |
| Document Number | 0000204549 |
|---|---|
| Date | Sep 14, 2021 |
| Instrument | 2021204549 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRAVIS TX |
| Property Address | 3528 COWDEN DR, AUSTIN, TX 78732-2145 |
| Document Number | 0000188814 |
| Instrument Date | Nov 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3528 COWDEN DR AUSTIN TX 787322145, AUSTIN, TX 78732-2145 |
| Document Number | 0000188814 |
|---|---|
| Date | Nov 29, 2017 |
| Instrument | 188814 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 28, 2047 |
The 2025 property tax bill for 3528 Cowden Dr was $10,382 with a homeowner's exemption, down 2.6% from the year before.
Source: Travis County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Travis County |
| Unified School District | Leander Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,382.00 (-2.61%) Homeowner's exemption | $638,386 Land $342,796 Building $295,590 | $638,386 Land $342,796 Building $295,590 |
| 2024 | $10,660.00 | ||
| 2023 | $742,575 Land $300,000 Building $442,575 | $742,575 Land $300,000 Building $442,575 | |
| 2022 | $16,240.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3528 Cowden Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3528 Cowden Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRAVIS COUNTY WCID 17 serves 45,165 people · EPA ID TX2270027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures