3528 Cornwall Dr, Lexington, KY 40503 Property Records

Lexington-Fayette Urban County property record for 3528 Cornwall Dr, Lexington, KY 40503

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,157 sqft · built 1970
Lot Size	0.333 acres (14,501 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,134 (2026)
Deeds & Mortgages	May 2026 Mortgage Jun 2020 Mortgage + 1 more
APN	`21534100`

Property Details

APN / Parcel Number

Primary APN	`21534100`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,157 sqft Living Area
Basement Area	1,777 sqft
Finished Basement	1,306 sqft
Unfinished Basement	471 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick
Lot Area	14,501 sqft (0.333 acres)
Lot Width	200 ft Width
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3528 CORNWALL DR
City	LEXINGTON
State	KY
Zip	40503-4148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1C
Legal Description	WAVERLY ESTATES UNIT 1 LOT 22; BOOK: 2459 PAGE: 458
Legal Subdivision	WAVERLY ESTATES
Legal Block	D
Legal Lot Number	22
Legal Unit	1
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE SOUTHWEST
Census Block Group	2
Census Block	2023
Census Tract	3600

Owner

3528 Cornwall Dr is owned and occupied by two individuals.

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3528 CORNWALL DR, LEXINGTON, KY 40503-4148
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH CREDIT UNION
Jun 16, 2020	Deed of Trust, Mortgage COMMONWEALTH CR UN
Nov 14, 2019	Deed of Trust, Mortgage COMMONWEALTH CR UN

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Recording Date	May 13, 2026
Property Address	3528 CORNWALL DR, LEXINGTON, KY 40503-4148
Document Number	0000000049
Book / Page	11212 / 93
Instrument Date	Apr 23, 2026
Instrument	202649
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3528 CORNWALL DR, LEXINGTON, KY 40503-4148

Mortgage

Document Number	0000000049,
Date	May 13, 2026
Book Page	11212/93
Instrument	202649

Lender

Name	COMMONWEALTH CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 1, 2031

Interest

Rate	6.38%
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	3528 CORNWALL DR, LEXINGTON, KY 40503-4148
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9655/024
Date	Jun 16, 2020
Book Page	9655/024

Lender

Name	COMMONWEALTH CR UN

Agreement

Amount	Amount on Record

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	3528 CORNWALL DR, LEXINGTON, KY 40503-4148
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9461/486
Date	Nov 14, 2019
Book Page	9461/486

Lender

Name	COMMONWEALTH CR UN

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 3528 Cornwall Dr was $5,134, up 15% from the year before.

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,134.00 (+14.98%)	$460,900 (+12.36%)	$460,900 (+12.36%)
2025	$4,465.00	$410,200	$410,200
2023	$4,465.00	$410,200	$410,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3528 Cornwall Dr; 5 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3528 Cornwall Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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