3528 Chambersburg Ave, Duluth, MN 55811 Property Records

St. Louis County property record for 3528 Chambersburg Ave, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,326 sqft · built 1957
Lot Size	1.25 acres (54,450 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Jul 2023)
Tax Bill	$3,086 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Apr 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`010-2710-06772`

Property Details

APN / Parcel Number

Primary APN	`010-2710-06772`
Alternative APNs	`1151497` `756532`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,326 sqft Gross Area
1st Floor Area	884 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Bungalow
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	54,450 sqft (1.25 acres)
Garage Area	440 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Deck Area	239 sqft
Storage Building	364 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1151497
Street Address	3528 CHAMBERSBURG AVE
City	DULUTH
State	MN
Zip	55811-3047
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NLY 100 FT OF SLY 175 FT OF THAT PART OFN 1/2 OF SW 1/4 OF NE 1/4 OF NE 1/4LYING WEST OF CENTER LINE OF MILLERCREEK SERIAL #
Legal Range	14W
Legal Township	50N
Legal Section	30
Legal Subdivision	DULUTH LANDS IN THE CITY
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1001
Census Tract	2300

Owner

Source: St. Louis County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3528 CHAMBERSBURG AVE, DULUTH, MN 55811-3047
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2023	Warranty Deed, Transfer · Conventional Mortgage RESULTS HOME MORTGAGE LLC
Apr 25, 2023	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2023 · Amount on Record
Deed Sale	Jul 18, 2023 · Amount on Record
Prior Sale	Nov 14, 2006
Deed Document Number	20231470202
Prior Transfer Date	Feb 12, 2004
Prior Transfer Doc	0000934816
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 18, 2023
Property Address	3528 CHAMBERSBURG AVE, DULUTH, MN 55811-3047
Document Number	0001470202
Instrument Date	Jul 7, 2023
Instrument	1470202
Transaction Type	Transfer
Record Updated	Aug 25, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$858.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3528 CHAMBERSBURG AVE, DULUTH, MN 55811-3047

Mortgage

Document Number	0001470203
Date	Jul 18, 2023
Instrument	1470203

Lender

Name	RESULTS HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

April 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MN
Recording Date	Apr 25, 2023
Property Address	3528 CHAMBERSBURG AVE, DULUTH, MN 55811-3047
Document Number	0001465527
Instrument Date	Apr 13, 2023
Instrument	1465527
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6712 HIGHWAY 2, SAGINAW, MN 55779-9694

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,086.00 (+11.89%)
2025	$2,758.00 (-1.85%)	$273,800 (+36.9%) Land $46,800 Building $227,000	$273,800 (+36.9%) Land $46,800 Building $227,000
2024	$2,810.00 (+12.67%)	$200,000 (+8.75%) Land $60,300 Building $139,700	$200,000 (+8.75%) Land $60,300 Building $139,700
2023	$2,494.00 Homeowner's exemption
2022		$183,900 (+16.03%) Land $58,000 Building $125,900	$183,900 (+16.03%) Land $58,000 Building $125,900
2021		$158,500 Land $50,000 Building $108,500	$158,500 Land $50,000 Building $108,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: Airfiber.

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