3528 Cedar Br, Williamsburg, VA 23188 Property Records

James City County property record for 3528 Cedar Br, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,592 sqft · built 2011
Lot Size	0.121 acres (5,314 sqft)
Owner	2 Owner Names on File
Last Sale	$120,000 (Jul 2011)
Tax Bill	$4,518 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`37-4 17-0-0115`

Property Details

APN / Parcel Number

Primary APN	`37-4 17-0-0115`
Alternative APN	`29967`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,592 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Exterior Material	Composition/Composite
Roof Material	Composition Shingle
Lot Area	5,314 sqft (0.121 acres)
Garage Type	Attached
Garage Area	516 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	250 sqft
Deck Area	92 sqft
Patio Area	92 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	29967
Street Address	3528 CEDAR BR
City	WILLIAMSBURG
State	VA
Zip	23188-2795
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUDR PLANNED UNIT DEVELOP
Legal Description	L-115 THE SETTLEMENT AT POWHATAN CREEK
Legal Subdivision	THE SETTLEMENT AT POWHATAN CREEK
Legal Lot Number	115
Jurisdiction	JAMES CITY VA
Township / Civil Division	BERKELEY
Census Block Group	1
Census Block	1008
Census Tract	80307

Owner

Source: James City County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	3528 CEDAR BR, WILLIAMSBURG, VA 23188-2795
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Aug 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage FULTON BK NA
May 15, 2020	Deed of Trust, Mortgage · Line of Credit FULTON BK NA
Aug 24, 2017	Deed of Trust, Mortgage · Line of Credit FULTON BK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 18, 2011 · Amount on Record
Deed Sale	Jul 18, 2011 · Amount on Record
Deed Document Number	110015089
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	3528 CEDAR BR, WILLIAMSBURG, VA 23188-2795
Transaction Type	Mortgage
Record Updated	Feb 25, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202601695
Date	Feb 11, 2026
Instrument	202601695

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 28, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	3528 CEDAR BR, WILLIAMSBURG, VA 23188-2795
Document Number	0000013115
Instrument Date	Aug 14, 2020
Transaction Type	Mortgage
Record Updated	Sep 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3528 CEDAR BR WILLIAMSBURG VA 231882795, WILLIAMSBURG, VA 23188-2795

Mortgage

Document Number	0000013115
Date	Aug 19, 2020
Instrument	13115

Lender

Name	FULTON BK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 18, 2035

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	3528 CEDAR BR, WILLIAMSBURG, VA 23188-2795
Document Number	0000008022
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3528 CEDAR BR WILLIAMSBURG VA 231882795, WILLIAMSBURG, VA 23188-2795

Mortgage

Document Number	0000008022
Date	Jun 5, 2020
Instrument	8022

Lender

Name	FULTON BK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	3528 CEDAR BR, WILLIAMSBURG, VA 23188-2795
Document Number	0000022006
Instrument Date	Aug 24, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022006
Date	Nov 22, 2017
Instrument	22006

Lender

Name	FULTON BK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,518.00 (+6.41%)	$544,400 (+21.93%) Land $129,500 Building $414,900	$544,400 (+21.93%) Land $129,500 Building $414,900
2024	$4,246.00 (+14.6%)
2023	$3,705.00	$446,500 Land $108,000 Building $338,500	$446,500 Land $108,000 Building $338,500
2022	$3,705.00 (-1.2%)
2019	$3,750.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Cedar Br

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures