Shelby County property record for 3528 Carnes Ave, Memphis, TN 38111
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,336 sqft · built 1928 |
| Lot Size | 0.213 acres (9,291 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $210,000 (Jul 2021) |
| Tax Bill | $1,696 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-6014-0-0076 |
| Primary APN | 04-6014-0-0076 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,336 sqft Living Area |
| 1st Floor Area | 1,336 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | English |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,291 sqft (0.213 acres) |
| Lot Dimensions | 170 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Porch | Open Porch |
| Porch Area | 112 sqft |
| Patio Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 3528 CARNES AVE |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38111-5704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | NS CARNES 290.85 FT E OF HIGHLAND |
| Legal Subdivision | TRIMBLE SUBDIVISION |
| Legal Lot Number | 7 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 13 |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 7400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Normal Station Historic District listed 2005 · 1,228 contributing resources · NRIS 05000866 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
3528 Carnes Ave is owned and occupied by two individuals who bought it in July 2021.
Source: Shelby County records, as of June 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3528 CARNES AVE, MEMPHIS, TN 38111-5704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2021 | Warranty Deed, Transfer · Conventional Mortgage PATRIOT BANK |
| Jun 17, 2019 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2021 · Amount on File |
| Deed Sale | Jul 27, 2021 · Amount on File |
| Prior Sale | Jun 17, 2019 · Amount on File |
| Deed Document Number | 202192275 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Jul 27, 2021 |
| Property Address | 3528 CARNES AVE, MEMPHIS, TN 38111-5704 |
| Document Number | 0021092275 |
| Instrument Date | Jul 21, 2021 |
| Instrument | 21092275 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | HOME SURETY T&E LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $777.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3528 CARNES AVE, MEMPHIS, TN 38111-5704 |
| Document Number | 0021092276 |
|---|---|
| Date | Jul 27, 2021 |
| Instrument | 21092276 |
| Name | PATRIOT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Jun 17, 2019 |
| Property Address | 3528 CARNES AVE, MEMPHIS, TN 38111-5704 |
| Document Number | 0000059023 |
| Instrument Date | Jun 11, 2019 |
| Instrument | 59023 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2019 |
| Title Company | EDCO TITLE AND CLOSING SERVICES, EDCO TITLE & CLOSING SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $610.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3528 CARNES AVE MEMPHIS TN 381115704, MEMPHIS, TN 38111-5704 |
| Document Number | 59024 |
|---|---|
| Date | Jun 17, 2019 |
| Instrument | 59024 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 16, 2049 |
The 2025 property tax bill for 3528 Carnes Ave was $1,696.
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,696.00 | $63,050 Land $8,175 Building $54,875 | $252,200 Land $32,700 Building $219,500 |
| 2023 | $42,775 Land $6,550 Building $36,225 | ||
| 2022 | $2,605.00 | ||
| 2021 | $171,100 Land $26,200 Building $144,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3528 Carnes Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 3528 Carnes Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
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