3528 Birch Ln, Naperville, IL 60564 Property Records

Will County property record for 3528 Birch Ln, Naperville, IL 60564

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,697 sqft · built 2015
Lot Size	0.16 acres (7,004 sqft)
Owner	2 Individual Names on File
Last Sale	$605,000 (Apr 2022)
Tax Bill	$13,197 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Apr 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-01-08-411-007`

Property Details

APN / Parcel Number

Primary APN	`07-01-08-411-007`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,697 sqft Total Area
1st Floor Area	1,309 sqft
2nd Floor Area	1,388 sqft
Basement Area	1,309 sqft
Unfinished Basement	1,309 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Frame
Lot Area	7,004 sqft (0.16 acres)
Garage Area	432 sqft

Location & Zoning

Street Address	3528 BIRCH LN
City	NAPERVILLE
State	IL
Zip	60564-1160
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 157 IN ASHWOOD POINTE PHASE 2A, BEING A SUB OF PRT OF THE SE1/4 OF SEC. 8, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	08
Legal Subdivision	ASHWOOD POINTE #2A
Legal Phase	2A
Legal Block	1
Legal Lot Number	157
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	3
Census Block	3002
Census Tract	880322

Owner

3528 Birch Ln is owned and occupied by two individuals who bought it in April 2022.

Source: Will County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3528 BIRCH LN, NAPERVILLE, IL 60564-1160
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK
Apr 20, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMELAND MORTGAGE CO
Oct 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2022 · Amount on File
Deed Sale	Apr 20, 2022 · Amount on File
Prior Sale	Aug 13, 2015 · Amount on File
Deed Document Number	202231992
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Recording Date	Sep 4, 2026
Property Address	3528 BIRCH LN, NAPERVILLE, IL 60564-1160
Document Number	0000055478
Instrument Date	Aug 27, 2026
Instrument	202655478
Transaction Type	Mortgage
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	3528 BIRCH LN, NAPERVILLE, IL 60564-1160

Mortgage

Document Number	0000055478,
Date	Sep 4, 2026
Instrument	202655478

Lender

Name	BMO HARRIS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate	7.89%
Max Rate	-1%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Apr 20, 2022
Property Address	3528 BIRCH LN, NAPERVILLE, IL 60564-1160
Document Number	0000031992
Map Reference	DOC R2014079452
Instrument Date	Apr 14, 2022
Instrument	R2022031992
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$605.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3528 BIRCH LN, 3528, NAPERVILLE, IL 60564-1160

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3528 BIRCH LN, NAPERVILLE, IL 60564-1160

Mortgage

Document Number	0000031993
Date	Apr 20, 2022
Instrument	R2022031993

Lender

Name	HOMELAND MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2037

Interest

Rate Type	Fixed Rate
Rate	3%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3528 BIRCH LN, NAPERVILLE, IL 60564-1160
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000108400
Date	Oct 4, 2021
Instrument	R2021108400

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2036

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	3528 BIRCH LN, NAPERVILLE, IL 60564-1160
Transaction Type	Mortgage
Record Updated	Mar 2, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000101970
Date	Nov 13, 2020
Instrument	R2020101970

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3528 Birch Ln was $13,197.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wheatland Township
Municipality	Naperville City
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,197.00	$219,681 (+9.95%) Land $57,947 Building $161,734	$659,043 (+9.95%) Land $173,841 Building $485,202
2024		$199,801 Land $52,703 Building $147,098	$599,403 Land $158,109 Building $441,294
2022	$10,806.00 Homeowner's exemption	$155,156 Land $44,042 Building $111,114	$465,468 Land $132,126 Building $333,342

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3528 Birch Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3528 Birch Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
Watch TV Fixed Wireless	400 / 40

May also be available: AT&T.

Nearby Properties on Birch Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures