3527 Red Oak Dr, Imperial, MO 63052 Property Records

Jefferson County property record for 3527 Red Oak Dr, Imperial, MO 63052

Property Summary

Property Type	Single Family Home
Details	2,371 sqft · built 2023
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on File
Last Sale	$74,500 (Dec 2020)
Tax Bill	$6,292 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Mar 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-5.0-16.0-0-000-012.36`

Property Details

APN / Parcel Number

Primary APN	`08-5.0-16.0-0-000-012.36`

Interior

Stories	1 Story
Building Area	2,371 sqft Living Area
Gross Area	3,407 sqft
1st Floor Area	2,371 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Frame
Lot Area	44,867 sqft
Garage Type	Attached
Garage Area	1,036 sqft

Location & Zoning

Street Address	3527 RED OAK DR
City	IMPERIAL
State	MO
Zip	63052-2806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RED OAKS VALLEY LOT 29
Legal Range	5E
Legal Township	42N
Legal Section	16
Legal Subdivision	RED OAKS VALLEY
Legal Block	2
Legal Lot Number	29
Jurisdiction	JEFFERSON MO
Township / Civil Division	IMPERIAL
Census Block Group	2
Census Block	2002
Census Tract	700107

Owner

3527 Red Oak Dr is owned and occupied by two individuals who bought it in December 2020.

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3527 RED OAK DR, IMPERIAL, MO 63052-2806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2023	Deed of Trust, Mortgage · Conventional Mortgage OZARKS FSLA
Mar 16, 2023	Deed of Trust, Mortgage · Conventional Mortgage OZARKS FSLA
Dec 10, 2020	Warranty Deed, Transfer · Line of Credit BLOOMSDALE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2020 · Amount on File
Deed Sale	Dec 10, 2020 · Amount on File
Deed Document Number	202047871
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3527 RED OAK DR, IMPERIAL, MO 63052-2806
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2036 ARLENE DR 620, 620, ARNOLD, MO 63010-1214

Mortgage

Document Number	0000026101
Date	Oct 17, 2023
Instrument	2023R-026101

Lender

Name	OZARKS FSLA
Type	Bank
Address	FARMINGTON, MO 63640

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.62%
Type Change Date	Nov 1, 2028
Change Frequency	Annually
Min Rate At Change	7.62%
Max Rate At Change	9.62%
Index	1-Year CMT
Max Rate	13.6%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3527 RED OAK DR, IMPERIAL, MO 63052-2806
Transaction Type	Mortgage
Record Updated	Mar 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006228
Date	Mar 16, 2023
Instrument	2023R-006228

Lender

Name	OZARKS FSLA
Type	Bank
Address	FARMINGTON, MO 63640

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	373 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2026
Change Frequency	Annually
Min Rate At Change	5.5%
Max Rate At Change	6.5%
Index	1-Year CMT
Max Rate	10.5%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Dec 10, 2020
Property Address	3527 RED OAK DR, IMPERIAL, MO 63052-2806
Document Number	0000047871
Instrument Date	Dec 7, 2020
Instrument	47871
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	HILLSBORO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2036 ARLENE DR ARNOLD MO 630101214, ARNOLD, MO 63010-1214

Mortgage

Document Number	47872
Date	Dec 10, 2020
Instrument	47872

Lender

Name	BLOOMSDALE BK
Type	Bank
Address	CRYSTAL CITY, MO 63019

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3527 Red Oak Dr was $6,292.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,600 (-) Land $13,400 Building $79,200	$487,300 Land $70,400 Building $416,900
2025	$6,292.00	$92,600 Land $13,400 Building $79,200
2024			$487,300 (+592.19%) Land $70,400 Building $416,900
2023	$913.00	$13,400 Land $13,400	$70,400 Land $70,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3527 Red Oak Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1995–2008)
Most Recent Claim	Sep 2008 · Severe Storms, Flooding, And A Tornado

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3527 Red Oak Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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