352616 E 840 Rd, Stroud, OK 74079 Property Records

Lincoln County property record for 352616 E 840 Rd, Stroud, OK 74079

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 600 sqft · built 1970
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on Record
Tax Bill	$391 (2025)
Deeds & Mortgages	Mar 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0000-01-15N-05E-4-003-00`

Property Details

APN / Parcel Number

Primary APN	`0000-01-15N-05E-4-003-00`
Alternative APN	`8799`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	600 sqft Living Area
1st Floor Area	1,963 sqft
Upper Floors Area	450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Architectural Style	Traditional
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	871,200 sqft (20 acres)
Garage Type	Carport
Garage Area	624 sqft
Carport	Carport
Carport Area	360 sqft

Exterior Amenities

Porch	Porch
Porch Area	156 sqft
Patio Area	128 sqft
Shed	1 Shed
Shed Area	480 sqft
Storage Building	140 sqft
Utility Building	2,400 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	8799
Street Address	352616 E 840 RD
City	STROUD
State	OK
Zip	74079-5794
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	NP
Legal Description	20 AC MOL 1-15-5 W/2 SW/4 SE/4 15-5-1-400-003
Legal Range	05E
Legal Township	15N
Legal Section	01
Legal Quarter	SE
Legal Subdivision	UNPLTD PT SEC 01 15N 5E
Jurisdiction	LINCOLN OK
Township / Civil Division	NORTHEAST LINCOLN
Census Block Group	2
Census Block	2023
Census Tract	961100

Owner

Source: Lincoln County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	352616 E 840 RD, STROUD, OK 74079-5794
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2023
Deed Sale	Dec 19, 2023
Deed Document Number	0002539020
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OK
Property Address	352618 E 840 RD, STROUD, OK 74079-5794
Transaction Type	Mortgage
Record Updated	Mar 17, 2023
Title Company	OKLAHOMA CLOSING AND TITLE SERVICES, OKLAHOMA CLOSING AND TTL SVC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002504/709
Date	Mar 1, 2023
Book Page	2504/709
Instrument	I-2023-001312

Lender

Name	RCB BANK
Type	Bank
Address	OWASSO, OK 74055

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.13%
Type Change Date	Mar 1, 2028
Change Frequency	5 Years
Min Rate At Change	4.5%
Max Rate At Change	7.63%
Index	5-Year TN
Max Rate	11.1%

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Lincoln County
Unified School District	Stroud Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$391.00 (+26.54%) Homeowner's exemption	$4,452 (+39.17%) Land $179 Building $4,273	$40,472 (-87.07%) Land $1,627 Building $38,845
2024	$309.00 (-87.15%) Homeowner's exemption	$3,199 (-89.11%) Land $179 Building $3,020
2022	$2,405.00 Homeowner's exemption	$29,376 Land $336 Building $29,040	$313,117 Land $3,586 Building $309,531

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 60% of Oklahoma
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Centranet Fiber	1,000 / 1,000
Central Oklahoma Telephone Fiber	100 / 100

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on E 840 Rd

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