3526 Urban Estates Dr, Grifton, NC 28530 Property Records

Lenoir County property record for 3526 Urban Estates Dr, Grifton, NC 28530

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,290 sqft · built 1977
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on File
Last Sale	$74,000 (Oct 2018)
Tax Bill	$975 (2026)
Deeds & Mortgages	Oct 2018 Mortgage Oct 2018 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`456801151424`

Property Details

APN / Parcel Number

Primary APN	`456801151424`
Alternative APN	`999`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,290 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	44.5 ft deep x 501 ft wide
Garage Type	Carport
Garage Area	380 sqft
Carport	Carport
Carport Area	380 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Deck Area	336 sqft
Patio Area	336 sqft
Utility Building	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	3526 URBAN ESTATES DR
City	GRIFTON
State	NC
Zip	28530-8632
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	URBAN EST 9 E L80900/16
Legal Subdivision	URBAN ESTATE
Jurisdiction	LENOIR NC
Township / Civil Division	CONTENTNEA NECK
Census Block Group	1
Census Block	1032
Census Tract	10100

Owner

Source: Lenoir County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3526 URBAN ESTATES DR, GRIFTON, NC 28530-8632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2018	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS
Oct 19, 2018	Warranty Deed, Transfer NOT AVAILABLE
Oct 18, 2018	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2018 · Amount on File
Deed Sale	Oct 19, 2018 · Amount on File
Prior Sale	Mar 6, 2009 · Amount on File
Deed Book / Page	1841 / 643
Transfer Doc	0015680392
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENOIR NC
Property Address	3526 URBAN EST, GRIFTON, NC 28530-8632
Document Number	0018440819
Instrument Date	Oct 18, 2018
Transaction Type	Mortgage
Record Updated	Dec 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3526 URBAN ESTATES DR GRIFTON NC 28530, GRIFTON, NC 28530

Mortgage

Document Number	0018440819
Date	Dec 3, 2018
Book Page	001844/000819

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 2, 2048

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LENOIR NC
Recording Date	Oct 19, 2018
Property Address	3526 URBAN EST, GRIFTON, NC 28530-8632
Document Number	0018410643
Book / Page	001841 / 000643
Instrument Date	Oct 18, 2018
Transaction Type	Transfer
Record Updated	Nov 7, 2018
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$148.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5175 BRAXTON RD GRIFTON NC 285308629, GRIFTON, NC 28530-8629

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENOIR NC
Property Address	3526 URBAN EST, GRIFTON, NC 28530-8632
Document Number	0018410646
Instrument Date	Oct 18, 2018
Transaction Type	Mortgage
Record Updated	Nov 7, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3526 URBAN ESTATES DR GRIFTON NC 28530, GRIFTON, NC 28530

Mortgage

Document Number	0018410646
Date	Oct 19, 2018
Book Page	001841/000646

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 18, 2048

Tax Assessment & Valuation

Source: Lenoir County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lenoir County
Unified School District	Lenoir County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$975.00 (-8.45%)	$135,330 (-) Land $12,380 Building $122,950	$135,330 (-) Land $12,380 Building $122,950
2025	$1,065.00 (+45.69%)	$135,330 (+91.07%) Land $12,380 Building $122,950	$135,330 (+91.07%) Land $12,380 Building $122,950
2023	$731.00	$70,828 Land $5,750 Building $65,078	$70,828 Land $5,750 Building $65,078

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 41 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	61 (1999–2018)
Claims Outside the SFHA	13 of 61
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 11 claims Hurricane Matthew, Oct 2016 · 21 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 25 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH LENOIR WATER CORP private · serves 15,494 people · EPA ID NC0454025
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
InfinityLink Communications Fiber	10,000 / 10,000
HarvestBeam Fixed Wireless	100 / 20

May also be available: Brightspeed, Optimum, Spectrum.

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