3526 James Cir, Spring Valley, CA 91977 Property Records

San Diego County property record for 3526 James Cir, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,197 sqft · built 2015
Lot Size	0.486 acres (21,167 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Aug 2019)
Tax Bill	$5,431 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`504-302-25-00`

Property Details

APN / Parcel Number

Primary APN	`504-302-25-00`
Alternative APN	`5002032500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,197 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Lot Area	21,167 sqft (0.486 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	5002032500
Street Address	3526 JAMES CIR
City	SPRING VALLEY
State	CA
Zip	91977-2103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 46 TR 001739
Legal Subdivision	LA MESA COUNTRY CLUB
Legal Tract	001739
Legal Block	1
Legal Lot Number	46
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1002
Census Tract	13702

Owner

3526 James Cir is owned and occupied by an individual who acquired it in May 2025.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	3526 JAMES CIR, SPRING VALLEY, CA 91977-2103
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2020	Deed of Trust, Mortgage · FHA Mortgage CORNERSTONE FIRST MORTGAGE INC
Aug 22, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage CSTONE MORTGAGE INC
Jun 12, 2019	Grant Deed, Construction Loan PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2019 · Amount on File
Deed Sale	Aug 22, 2019 · Amount on File
Prior Sale	Jun 12, 2019 · Amount on File
Deed Document Number	2019358566
Last Transfer Date	May 20, 2025
Transfer Doc	0000142661
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3526 JAMES CIR, SPRING VALLEY, CA 91977-2103
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3526 JAMES CIR, SPRING VALLEY, CA 91977-2103

Mortgage

Document Number	0000610652
Date	Oct 8, 2020
Instrument	2020-0610652

Lender

Name	CORNERSTONE FIRST MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

August 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 22, 2019
Property Address	3526 JAMES CIR, SPRING VALLEY, CA 91977-2103
Document Number	0000358566
Map Reference	MAP 1739
Instrument Date	Jul 10, 2019
Instrument	2019-0358566
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3526 JAMES CIR, SPRING VALLEY, CA 91977-2103

Mortgage

Document Number	0000358567
Date	Aug 22, 2019
Instrument	2019-0358567

Lender

Name	CSTONE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

June 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 12, 2019
Property Address	3526 JAMES CIR, SPRING VALLEY, CA 91977-2103
Document Number	0000227882
Instrument Date	May 17, 2019
Instrument	227882
Transaction Type	Construction Loan
Record Updated	Jun 20, 2019
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$346.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3435 CAMINO DEL RIO S SAN DIEGO CA 921083902, SAN DIEGO, CA 92108-3902
Investor	Possibly a Property Investor

Mortgage

Document Number	227883
Date	Jun 12, 2019
Instrument	227883

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3526 James Cir was $5,431.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$412,737 (+2%) Land $220,658 Building $192,079
2025	$5,431.00 Homeowner's exemption	$404,645 Land $216,332 Building $188,313
2023	$5,053.00 (+1.67%) Homeowner's exemption	$388,934 Land $207,933 Building $181,001
2022	$4,970.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3526 James Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	30 units insured incl. 19 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3526 James Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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