3526 Homeway Dr, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 3526 Homeway Dr, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 922 sqft · built 1955
Lot Size	0.271 acres (11,790 sqft)
Owner	Individual Name on Record
Last Sale	$142,000 (May 2020)
Tax Bill	$2,430 (2025)
Deeds & Mortgages	May 2019 Refinance Mar 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`8913-19-182-017`

Property Details

APN / Parcel Number

Primary APN	`8913-19-182-017`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	922 sqft Living Area
1st Floor Area	922 sqft
Basement Area	922 sqft
Finished Basement	400 sqft
Unfinished Basement	922 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,790 sqft (0.271 acres)
Lot Dimensions	131 ft deep x 90 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3526 HOMEWAY DR
City	CEDAR FALLS
State	IA
Zip	50613-5308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMEWAY ADDITION LOT 45
Legal Range	13W
Legal Township	89N
Legal Section	19
Legal Subdivision	HOMEWAY ADDITION
Legal Lot Number	45
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	3
Census Block	3021
Census Tract	2500

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3526 HOMEWAY DR, CEDAR FALLS, IA 50613-5308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance VERIDIAN CREDIT UNION
Mar 18, 2025	Deed of Trust, Mortgage · Line of Credit FREEDOMBANK
Jan 31, 2012	Deed of Trust, Mortgage VERIDIAN CU
Jan 31, 2012	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Jul 21, 2022	Warranty Deed, Transfer · Conventional Mortgage FREEDOMBANK
May 18, 2020	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2020 · Amount on Record
Deed Sale	May 18, 2020 · Amount on Record
Deed Document Number	202020103
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	3526 HOMEWAY DR, CEDAR FALLS, IA 50613-5308
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900016703
Date	May 10, 2019
Instrument	201900016703

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	3526 HOMEWAY DR, CEDAR FALLS, IA 50613-5308
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3526 HOMEWAY DR, CEDAR FALLS, IA 50613-5308

Mortgage

Document Number	0202503554
Date	Mar 18, 2025
Instrument	2025-03554

Lender

Name	FREEDOMBANK
Type	Bank
Address	101 E MAIN ST, MANCHESTER, IA 52057

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

January 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	3526 HOMEWAY DR, CEDAR FALLS, IA 50613-5308
Transaction Type	Mortgage
Record Updated	Feb 19, 2026
Title Company	BLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK COUNTY ABSTRACT &

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2012014169
Date	Jan 31, 2012
Instrument	2012014169

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Amount	Amount Recorded
Term	61 Months
Due	Feb 15, 2017

January 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	3526 HOMEWAY DR, CEDAR FALLS, IA 50613-5308
Transaction Type	Mortgage
Record Updated	Feb 19, 2026
Title Company	BLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK COUNTY ABSTRACT &

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2012014170
Date	Jan 31, 2012
Instrument	2012014170

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 30, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 21, 2022
Property Address	3526 HOMEWAY DR, CEDAR FALLS, IA 50613-5308
Document Number	202300001155
Instrument Date	Jul 18, 2022
Instrument	202300001155
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$287.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3526 HOMEWAY DR, CEDAR FALLS, IA 50613-5308

Mortgage

Document Number	202300001156
Date	Jul 21, 2022
Instrument	202300001156

Lender

Name	FREEDOMBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	May 18, 2020
Property Address	3526 HOMEWAY DR, CEDAR FALLS, IA 50613-5308
Document Number	202000020103
Instrument Date	May 11, 2020
Instrument	202000020103
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	TITLE SERVICES GROUP, TITLE SERVICES CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$226.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3526 HOMEWAY DR, CEDAR FALLS, IA 50613-5308

Mortgage

Document Number	202000020104
Date	May 18, 2020
Instrument	202000020104

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,430.00 (+3.49%) Homeowner's exemption	$172,750 (+10.62%) Land $33,080 Building $139,670	$172,750 (+10.62%) Land $33,080 Building $139,670
2024	$2,348.00 (+1.56%)
2023		$156,160 (+24.7%) Land $33,080 Building $123,080	$156,160 (+24.7%) Land $33,080 Building $123,080
2022	$2,312.00	$125,230 Land $33,080 Building $92,150
2021			$125,230 Land $33,080 Building $92,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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