3526 Hampden Dr, Trappe, MD 21673 Property Records

Talbot County property record for 3526 Hampden Dr, Trappe, MD 21673

Property Summary

Property Type	Rural Home
Details	4 ba · 5,681 sqft
Lot Size	16.1 acres (705,236 sqft)
Owner	2 Individual Names on File
Last Sale	$3,735,000 (Aug 2023)
Tax Bill	$16,766 (2026)
Deeds & Mortgages	Aug 2023 Sale Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-132498`

Property Details

APN / Parcel Number

Primary APN	`03-132498`
Alternative APNs	`3132498` `132498`

Interior

Full Baths	4 Baths
Units	2 Units
Stories	1 Story
Building Area	5,681 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	705,236 sqft (16.1 acres)
View / Lot	Waterfront
Garage Type	Detached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1,000 sqft
Porch	Slab
Porch Area	703 sqft
Patio Area	217 sqft
Shed	1 Shed
Shed Area	960 sqft
Bath House	190 sqft
Greenhouse	216 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	132498
Street Address	3526 HAMPDEN DR
City	TRAPPE
State	MD
Zip	21673-1829
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A2
Legal Description	LOT 5 - 16.19 AC S/S ISLAND CREEK RD HAMPDEN
Legal Subdivision	ISLAND CREEK
Legal Lot Number	5
Jurisdiction	TALBOT MD
Township / Civil Division	3, TRAPPE
Census Block Group	1
Census Block	1029
Census Tract	960900

Owner

3526 Hampden Dr, a rural home, is owned and occupied by two individuals who bought it in August 2023.

Source: Talbot County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3526 HAMPDEN DR, TRAPPE, MD 21673-1829
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Deed, Transfer EASTERN MT TITLE COMPANY, EASTERN SHORE TITLE COMPANY
Oct 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 4, 2017	Grant Deed, Transfer JP MORGAN CHASE BK
Apr 4, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2023 · Amount on File
Deed Sale	Aug 25, 2023 · Amount on File
Prior Sale	Apr 4, 2017 · Amount on File
Deed Book / Page	3069 / 225
Record Updated	Oct 29, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	TALBOT MD
Recording Date	Aug 25, 2023
Property Address	3526 HAMPDEN DR, TRAPPE, MD 21673-1829
Document Number	0030690225
Book / Page	3069 / 225
Map Reference	LB 91 FO 101&102
Instrument Date	Aug 21, 2023
Transaction Type	Transfer
Record Updated	Sep 13, 2023
Title Company	EASTERN MT TITLE COMPANY, EASTERN SHORE TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$18,675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3526 HAMPDEN DR, TRAPPE, MD 21673-1829

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	3526 HAMPDEN DR, TRAPPE, MD 21673-1829
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026500355
Date	Oct 21, 2019
Book Page	2650/355

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	WESTMONT, IL 60559

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	8%

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TALBOT MD
Recording Date	Apr 4, 2017
Property Address	3526 HAMPDEN DR, TRAPPE, MD 21673-1829
Document Number	0024360493
Book / Page	002436 / 000493
Instrument Date	Mar 27, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,600.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2705 TATES CREEK RD LEXINGTON KY 405022803, LEXINGTON, KY 40502-2803

Mortgage

Document Number	24360507
Date	Apr 4, 2017
Book Page	002436/000507

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	601 OAKMONT LN # 300, WESTMONT, IL 60559-5532

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 3, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Mortgage

Document Number	24360508,
Date	Apr 4, 2017
Book Page	002436/000508

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	601 OAKMONT LN # 300, WESTMONT, IL 60559-5532

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 3, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TALBOT MD
Recording Date	Apr 4, 2017
Property Address	3526 HAMPDEN DR, TRAPPE, MD 21673-1829
Document Number	0024360495
Book / Page	002436 / 000495
Instrument Date	Mar 27, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Amount	Amount on Record
Tax	$1,600.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2705 TATES CREEK RD LEXINGTON KY 405022803, LEXINGTON, KY 40502-2803

Tax Assessment & Valuation

The 2026 property tax bill for 3526 Hampden Dr was $16,766 with a homeowner's exemption, up 2.5% from the year before.

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,766.00 (+2.48%) Homeowner's exemption	$1,917,800 Land $755,100 Building $1,162,700	$1,917,800 Land $755,100 Building $1,162,700
2025	$16,361.00 Homeowner's exemption
2023	$13,132.00	$1,535,200 Land $755,100 Building $780,100	$1,535,200 Land $755,100 Building $780,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3526 Hampden Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 75 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	75 in force
Nearby Flood Claims	34 (2003–2024)
Claims Outside the SFHA	4 of 34
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 4 claims Hurricane Isabel, Sep 2003 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3526 Hampden Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 76% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Easton Velocity Fiber	1,000 / 125

Cell Coverage

5G and 4G LTE (outdoors only)

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