3526 Comet Ter, Sebring, FL 33872 Property Records

Highlands County property record for 3526 Comet Ter, Sebring, FL 33872 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1989
Square Footage	1,348 sqft Living Area
Lot Size	10,000 sqft (0.23 acres)
Occupancy	Owner Occupied
Tax Bill	$325.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`C224802004400420`
Alternative APN	`C-22-34-28-020-0440-0420`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	5 Plumbing Fixtures
Building Area	1,348 sqft Living Area
Gross Area	1,412 sqft Gross Area
1st Floor	1,348 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1989
Exterior Material	Concrete Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	10,000 sqft (0.23 acres)
Depth X Width	125 ft x 80 ft Depth x Width
Driveway	Driveway Concrete
Driveway Area	225 sqft Driveway
Porch Area	16 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Street Address	3526 COMET TER
City	SEBRING
State	FL
Zip	33872-3221
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SEBRING COUNTRY EST SEC 2 PB 7 PG 34 LOT 42 BLK 44
Legal Range	28E
Legal Township	34S
Legal Section	22
Legal Subdivision	SEBRING COUNTRY EST
Legal Block	44
Legal Lot Number	42
Jurisdiction	HIGHLANDS FL
Minor Civil Division	SEBRING
Census Blockgroup	1
Census Block	1035
Census Tract	960601

Owner

Source: Highlands County records · APN C224802004400420

Assessment roll updated December 10, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3526 COMET TER, SEBRING, FL 33872-3221
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	3526 COMET TER, SEBRING, FL 33872-3221
Transaction Type	Mortgage
Record Updated	Jul 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3526 COMET TER, SEBRING, FL 33872-3221

Mortgage

Document Number	0002159095
Date	Jul 07, 2023
Book Page	2985/1002
Instrument	2159095

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.6%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Aug 01, 2023
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).
Index	52-Week T-Bill (1-Year)
Max Rate	12.6%

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$325.00 (+107.01%) Homeowner's exemption Senior Citizen's exemption	$61,282 (+7.84%)	$140,745 (+7.15%) Land $20,000 Building $120,745
2024	$157.00 (-46.42%)
2023	$293.00 (-30.4%) Homeowner's exemption Senior Citizen's exemption	$56,826 (+3%)	$131,357 (+18.37%) Land $11,200 Building $120,157
2022	$421.00 Homeowner's exemption Senior Citizen's exemption	$55,171	$110,968 Land $10,000 Building $100,968

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 35% of the US · above 10% of Florida
Wildfire Likelihood	About 1 in 2,703 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.