Kenton County property record for 3526 Cherry Tree Ln, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,596 sqft · built 1958 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $137,500 (Mar 2022) |
| Tax Bill | $1,966 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit May 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 002-20-08-002.00 |
| Primary APN | 002-20-08-002.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,596 sqft Finished Area |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 3526 CHERRY TREE LN |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHERRY HILL SEC 1 LOT 2 |
| Legal Subdivision | CHERRY HILL |
| Legal Phase | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3068 |
| Census Tract | 67200 |
Source: Kenton County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3526 CHERRY TREE LN, ERLANGER, KY 41018-1209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 27, 2023 | Deed of Trust, Mortgage · Line of Credit L&N FCU |
| May 31, 2022 | Deed of Trust, Mortgage · Line of Credit L&N FCU |
| May 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage L&N FCU |
| Mar 24, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2022 · Amount on Record |
| Deed Sale | Mar 24, 2022 · Amount on Record |
| Deed Document Number | 202230 |
| Deed Book / Page | 155 / 364 |
| Prior Transfer Date | Mar 22, 2022 |
| Prior Transfer Doc | 0005900030 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3526 CHERRY TREE LN, ERLANGER, KY 41018-1209 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Title Company | BRIDGETRUST TITLE GROUP, BRIDGETRUST TITLE GROUP NKY |
| Name | Verified Name |
|---|
| Document Number | 0005900243 |
|---|---|
| Date | Jun 27, 2023 |
| Book Page | KCM 471/786 |
| Instrument | 23062705900243 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 26, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3526 CHERRY TREE LN, ERLANGER, KY 41018-1209 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2022 |
| Title Company | BRIDGETRUST TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0005900032 |
|---|---|
| Date | May 31, 2022 |
| Book Page | 374/319 |
| Instrument | 22053105900032 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 408 Months |
| Due | May 30, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3526 CHERRY TREE LN, ERLANGER, KY 41018-1209 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Title Company | BRIDGE TRUST TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0005900148 |
|---|---|
| Date | May 10, 2022 |
| Book Page | 369/330 |
| Instrument | 22051005900148 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40229 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Jun 1, 2037 |
| Change Frequency | 10 Years |
| Min Rate At Change | 4% |
| Index | 10-Year TN |
| Max Rate | 10% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 24, 2022 |
| Property Address | 3526 CHERRY TREE LN, ERLANGER, KY 41018-1209 |
| Document Number | 0005900030 |
| Book / Page | 155 / 364 |
| Map Reference | PL 693 |
| Instrument Date | Mar 22, 2022 |
| Instrument | 22032405900030 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1578 POPLAR RIDGE CT, 1578, FLORENCE, KY 41042-1014 |
| Name | Verified Name |
|---|---|
| Address | 3526 CHERRY TREE LN, ERLANGER, KY 41018-1209 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,966.00 (-7%) | $198,400 (-) Land $25,000 Building $173,400 | $198,400 (-) Land $25,000 Building $173,400 |
| 2023 | $2,114.00 | $198,400 Land $25,000 Building $173,400 | $198,400 Land $25,000 Building $173,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
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