Clackamas County property record for 3525 Upper Dr, Lake Oswego, OR 97035
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 3,416 sqft · built 2016 |
| Lot Size | 0.197 acres (8,590 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,200,000 (Jun 2023) |
| Tax Bill | $19,289 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21E08CA03200 |
| Primary APN | 21E08CA03200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 3,416 sqft Living Area |
| Basement Area | 390 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Other |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,590 sqft (0.197 acres) |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 00241946 |
|---|---|
| Street Address | 3525 UPPER DR |
| City | LAKE OSWEGO |
| State | OR |
| Zip | 97035-4434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-7.5 |
| Legal Description | 339 LAKE VIEW VILLAS PT LT 72 |
| Legal Range | 1E |
| Legal Township | 2S |
| Legal Section | 08 |
| Legal Subdivision | LAKE VIEW VILLAS |
| Legal Lot Number | 72 |
| Jurisdiction | CLACKAMAS OR |
| Township / Civil Division | NORTHWEST CLACKAMAS |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 20202 |
3525 Upper Dr is owned and occupied by two individuals who bought it in June 2023.
Source: Clackamas County records, as of May 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3525 UPPER DR, LAKE OSWEGO, OR 97035-4434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 29, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage SUGAR CITY INVESTMENTS LLC |
| Jun 16, 2020 | Deed of Trust, Mortgage BANK OF AMERICA |
| Aug 11, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DIRECTORS MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2023 · Amount on File |
| Deed Sale | Jun 29, 2023 · Amount on File |
| Prior Sale | Aug 11, 2017 · Amount on File |
| Deed Document Number | 202323187 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLACKAMAS OR |
| Recording Date | Jun 29, 2023 |
| Property Address | 3525 UPPER DR, LAKE OSWEGO, OR 97035-4434 |
| Document Number | 0000023187 |
| Instrument Date | Jun 28, 2023 |
| Instrument | 2023-023187 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2023 |
| Title Company | WFG TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3525 UPPER DR, LAKE OSWEGO, OR 97035-4434 |
| Document Number | 0000023188 |
|---|---|
| Date | Jun 29, 2023 |
| Instrument | 2023-023188 |
| Name | SUGAR CITY INVESTMENTS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jun 30, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLACKAMAS OR |
| Property Address | 3525 UPPER DR, LAKE OSWEGO, OR 97035-4434 |
| Document Number | 0000049818 |
| Instrument Date | Jun 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3525 UPPER DR LAKE OSWEGO OR 970354434, LAKE OSWEGO, OR 97035-4434 |
| Document Number | 0000049818 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | 49818 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 28, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLACKAMAS OR |
| Recording Date | Aug 11, 2017 |
| Property Address | 3525 UPPER DR, LAKE OSWEGO, OR 97035-4434 |
| Document Number | 0000055012 |
| Instrument Date | Aug 10, 2017 |
| Instrument | 2017-055012 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 19, 2021 |
| Title Company | LAWYERS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3525 UPPER DR, LAKE OSWEGO, OR 97035-4434 |
| Document Number | 0000055013 |
|---|---|
| Date | Aug 11, 2017 |
| Instrument | 2017-055013 |
| Name | DIRECTORS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
The 2025 property tax bill for 3525 Upper Dr was $19,289.
Source: Clackamas County assessment roll, as of October 29, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Clackamas County |
| Municipality | Lake Oswego City |
| Unified School District | Lake Oswego School District 7J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,289.00 | $1,004,449 | $2,005,689 Land $338,949 Building $1,666,740 |
| 2023 | $18,223.00 (+3.06%) | $946,791 (+3%) | $1,948,187 (+7.88%) Land $325,427 Building $1,622,760 |
| 2022 | $17,682.00 | $919,215 | $1,805,884 Land $298,384 Building $1,507,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3525 Upper Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 units insured incl. 4 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3525 Upper Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.5% of Oregon |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE OSWEGO MUNICIPAL WATER serves 40,000 people · EPA ID OR4100457 |
|---|---|
| Water Source | Purchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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