3525 Smith Rd, Darlington, MD 21034 Property Records

Harford County property record for 3525 Smith Rd, Darlington, MD 21034

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,378 sqft · built 1920
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Dec 2023)
Tax Bill	$2,879 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-049431`

Property Details

APN / Parcel Number

Primary APN	`05-049431`
Alternative APNs	`5049431` `049431`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,378 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	346 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	049431
Street Address	3525 SMITH RD
City	DARLINGTON
State	MD
Zip	21034-1221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 2 2.001 AC 3525 SMITH ROAD LD WM KNIGHT P 60/98
Legal Subdivision	KNIGHT WM
Legal Lot Number	2
Jurisdiction	HARFORD MD
Township / Civil Division	5, DUBLIN
Census Block Group	2
Census Block	2026
Census Tract	305200

Owner

3525 Smith Rd is owned and occupied by an individual who bought it in December 2023.

Source: Harford County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	3525 SMITH RD, DARLINGTON, MD 21034-1221
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2025	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Dec 6, 2023	Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2023 · Amount on File
Deed Sale	Dec 6, 2023 · Amount on File
Prior Sale	Jun 17, 1988 · Amount on File
Deed Book / Page	16112 / 245
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3525 SMITH RD, DARLINGTON, MD 21034-1221
Transaction Type	Mortgage
Record Updated	Nov 19, 2025
Title Company	BLACK OAK TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3525 SMITH RD, DARLINGTON, MD 21034-1221

Mortgage

Document Number	0168780139
Date	Nov 4, 2025
Book Page	16878/139

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2045

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Dec 6, 2023
Property Address	3525 SMITH RD, DARLINGTON, MD 21034-1221
Document Number	0161120245
Book / Page	16112 / 245
Map Reference	MB 60 FO 98
Instrument Date	Nov 22, 2023
Transaction Type	Transfer
Record Updated	Dec 14, 2023
Title Company	NOT AVAILABLE, KEY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3525 SMITH RD, DARLINGTON, MD 21034-1221

Mortgage

Document Number	0161120253
Date	Dec 6, 2023
Instrument	16112-0253

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 3525 Smith Rd was $2,879, up 23.4% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,879.00 (+23.4%)	$258,733	$283,800 Land $125,000 Building $158,800
2025	$2,333.00
2023		$204,333	$208,600 Land $115,000 Building $93,600
2022	$2,240.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3525 Smith Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2018)
Most Recent Claim	Aug 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3525 Smith Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on Smith Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures