Jefferson County property record for 3525 Pam Dr, Festus, MO 63028
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,636 sqft · built 1990 |
| Lot Size | 10.1 acres (440,827 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,300 (Jan 2001) |
| Tax Bill | $3,509 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-3.0-08.0-0-001-002.02 |
| Primary APN | 18-3.0-08.0-0-001-002.02 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,636 sqft Living Area |
| Gross Area | 3,308 sqft |
| 1st Floor Area | 1,040 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Frame |
| Lot Area | 440,827 sqft |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | Deck Area |
| Patio Area | 440 sqft |
| Total Buildings | 3 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3525 PAM DR |
|---|---|
| City | FESTUS |
| State | MO |
| Zip | 63028-3094 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Description | HEMATITE HEIGHTS LOTS 10 & 11 |
| Legal Range | 5E |
| Legal Township | 40N |
| Legal Section | 08 |
| Legal Subdivision | HEMATITE HEIGHTS |
| Legal Block | 1 |
| Legal Lot Number | 10,11 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | JOACHIM |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 701001 |
3525 Pam Dr is owned and occupied by two individuals who acquired it in December 2024.
Source: Jefferson County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3525 PAM DR, FESTUS, MO 63028-3094 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 19, 2001 · Amount on File |
| Deed Sale | Jan 19, 2001 · Amount on File |
| Deed Book / Page | 1041 / 1154 |
| Last Transfer Date | Dec 12, 2024 |
| Transfer Doc | 0000031225 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3525 Pam Dr was $3,509.
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Unified School District | Festus R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $59,300 (-) Land $8,400 Building $50,900 | $312,100 Land $44,400 Building $267,700 | |
| 2025 | $3,509.00 | $59,300 Land $8,400 Building $50,900 | |
| 2024 | $312,100 (+9.09%) Land $44,400 Building $267,700 | ||
| 2023 | $3,308.00 | $54,300 Land $8,400 Building $45,900 | $286,100 Land $44,400 Building $241,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3525 Pam Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3525 Pam Dr is moderate, ranking above 44% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 49% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Brown Dog Networks Fixed Wireless | 50 / 10 |
May also be available: AT&T, Spectrum, T-Mobile.
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