3525 N Main St, Toms Brook, VA 22660 Property Records

Shenandoah County property record for 3525 N Main St, Toms Brook, VA 22660

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 1916
Lot Size	0.325 acres (14,157 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Sep 2025)
Tax Bill	$1,097 (2026)
Deeds & Mortgages	Dec 2012 Mortgage Jan 2005 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`034A-A-003`

Property Details

APN / Parcel Number

Primary APN	`034A-A-003`
Alternative APN	`12352`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,620 sqft Living Area
1st Floor Area	1,620 sqft
Flooring	Softwood
Interior Walls	Plaster

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1976
Exterior Material	Aluminum Siding
Foundation Type	Stone
Roof Type	Gable
Roof Material	Metal
Lot Area	14,157 sqft (0.325 acres)
Terrain	Rolling
Garage Area	192 sqft

Exterior Amenities

Porch	Slab
Porch Area	287 sqft
Patio Area	90 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	12352
Street Address	3525 N MAIN ST
City	TOMS BROOK
State	VA
Zip	22660-1709
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	SHENANDOAH VA
Township / Civil Division	5
Census Block Group	1
Census Block	1017
Census Tract	40300

Owner

Source: Shenandoah County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3525 N MAIN ST, TOMS BROOK, VA 22660-1709
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2012	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jan 18, 2005	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 4, 2025	Deed, Transfer · Conventional Mortgage SOFI BANK NA
Apr 23, 2024	Deed, Construction Loan · Construction Mortgage ANCHOR LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2025 · Amount on Record
Deed Sale	Sep 4, 2025 · Amount on Record
Prior Sale	Apr 23, 2024 · Amount on Record
Deed Document Number	20254778
Record Updated	Oct 29, 2026

December 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHENANDOAH VA
Property Address	3525 N MAIN ST, TOMS BROOK, VA 22660-1709
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01587/0428
Date	Dec 27, 2012
Book Page	1587/0428
Instrument	120007813

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2043

Interest

Rate	4.12%

January 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHENANDOAH VA
Property Address	3525 N MAIN ST, TOMS BROOK, VA 22660-1709
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	HERITAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01185/0245
Date	Jan 18, 2005
Book Page	1185/0245
Instrument	050000553

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50306

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2035

Interest

Rate	6.12%

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SHENANDOAH VA
Recording Date	Sep 4, 2025
Property Address	3525 N MAIN ST, TOMS BROOK, VA 22660-1709
Document Number	0202504778
Instrument Date	Sep 2, 2025
Instrument	202504778
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	REGIS TITLE LLC, RGS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3525 N MAIN STREET, TAPPAHANNOCK, VA 22560

Mortgage

Document Number	0202504779
Date	Sep 4, 2025
Instrument	202504779

Lender

Name	SOFI BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

April 2024: Deed, Construction Loan

Document Type	Deed
Jurisdiction	SHENANDOAH VA
Recording Date	Apr 23, 2024
Property Address	3525 N MAIN ST, TOMS BROOK, VA 22660-1709
Document Number	0202401890
Instrument Date	Apr 22, 2024
Instrument	202401890
Transaction Type	Construction Loan
Record Updated	May 17, 2024
Title Company	NOT AVAILABLE, FRIENDS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$89.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1433 MARTIN SBURG PIKE, SHEPHERDSTOWN, WV 25443
Investor	Possibly a Property Investor

Mortgage

Document Number	0202401891
Date	Apr 23, 2024
Instrument	202401891

Lender

Name	ANCHOR LOANS INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	May 1, 2025

Tax Assessment & Valuation

Source: Shenandoah County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Shenandoah County
Municipality	Toms Brook Town
Unified School District	Shenandoah County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,097.00 (-4.11%)	$228,550 (+27.82%) Land $58,800 Building $169,750	$228,550 (+27.82%) Land $58,800 Building $169,750
2025	$1,144.00 (+6.72%)	$178,800 (-) Land $43,000 Building $135,800	$178,800 (-) Land $43,000 Building $135,800
2023	$1,072.00	$178,800 Land $43,000 Building $135,800	$178,800 Land $43,000 Building $135,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	34 (1985–1996)
Claims Outside the SFHA	11 of 34
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Severe Storm Cond
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 12 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOMS BROOK-MAURERTOWN SANITARY DISTRICT serves 1,548 people · EPA ID VA2171800
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2023
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable · Fiber in parts of the area	1,200 / 50

May also be available: Verizon.

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