San Joaquin County property record for 3525 E Forest Lake Rd, Acampo, CA 95220
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,517 sqft · built 1983 |
| Lot Size | 2.92 acres (127,195 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $730,000 (Apr 2026) |
| Tax Bill | $4,394 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage Oct 2024 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 005-370-180-000 |
| Primary APN | 005-370-180-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,517 sqft Living Area |
| 1st Floor Area | 1,517 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Construction Type | Wood |
| Lot Area | 127,195 sqft (2.92 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 005-370-18 |
|---|---|
| Street Address | 3525 E FOREST LAKE RD |
| City | ACAMPO |
| State | CA |
| Zip | 95220-9574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RR |
| Legal Description | REDRAWN APR-05-2007 FROM ORIGINAL APN 005-040-65 |
| Legal Subdivision | LIBERTY ACRES 02 |
| Legal Block | 3 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | LODI |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 4600 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3525 E FOREST LAKE RD, ACAMPO, CA 95220-9574 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC |
| Oct 21, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SUMMIT FUNDING INC |
| Apr 29, 2026 | Grant Deed, Transfer · FHA Mortgage PARAMOUNT MORTGAGE |
| Jul 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC |
| Jul 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2026 · Amount on Record |
| Deed Sale | Apr 29, 2026 · Amount on Record |
| Prior Sale | Mar 7, 2013 · Amount on Record |
| Deed Document Number | 202638971 |
| Prior Transfer Date | Sep 27, 2004 |
| Prior Transfer Doc | 0000223565 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 3525 E FOREST LAKE RD, ACAMPO, CA 95220-9574 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2026 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3525 E FOREST LAKE RD, ACAMPO, CA 95220-9574 |
| Investor | Possibly a Property Investor |
| Document Number | 0000141497 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 2021-141497 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SACRAMENTO, CA 95815 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 3525 E FOREST LAKE RD, ACAMPO, CA 95220-9574 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 3525 E FOREST LAKE RD, ACAMPO, CA 95220-9574 |
| Investor | Possibly a Property Investor |
| Document Number | 0000089735 |
|---|---|
| Date | Oct 21, 2024 |
| Instrument | 2024-089735 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SACRAMENTO, CA 95825 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Apr 29, 2026 |
| Property Address | 3525 E FOREST LAKE RD, ACAMPO, CA 95220-9574 |
| Document Number | 0000038971 |
| Instrument Date | Apr 26, 2026 |
| Instrument | 202638971 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2026 |
| Title Company | LENNAR TITLE INC, LENNAR TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $81,103.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3525 E FOREST LAKE RD, ACAMPO, CA 95220-9574 |
| Document Number | 0000038972, |
|---|---|
| Date | Apr 29, 2026 |
| Instrument | 202638972 |
| Name | PARAMOUNT MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 3525 E FOREST LAKE RD, ACAMPO, CA 95220-9574 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NORTH AMERICAN TITLE CONCORD |
| Name | Verified Name |
|---|---|
| Address | 3525 E FOREST LAKE RD, ACAMPO, CA 95220-9574 |
| Document Number | 0000074272 |
|---|---|
| Date | Jul 15, 2019 |
| Instrument | 2019-074272 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SACRAMENTO, CA 95815 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 3525 E FOREST LAKE RD, ACAMPO, CA 95220-9574 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000080433 |
|---|---|
| Date | Jul 7, 2020 |
| Instrument | 2020-080433 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SACRAMENTO, CA 95815 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Elementary School District | Galt Joint Union Elementary School District (KG - 08) |
| Secondary School District | Galt Joint Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,394.00 (-2.01%) | ||
| 2025 | $4,484.00 (+5.83%) | $363,262 (+4.04%) Land $172,395 Building $190,867 | |
| 2023 | $4,237.00 (+3.9%) | $349,157 Land $165,701 Building $183,456 | $633,510 |
| 2022 | $4,078.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Softcom Internet Communications Fixed Wireless | 400 / 50 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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