3524 Ybarra Rd, Spring Valley, CA 91978 Property Records

San Diego County property record for 3524 Ybarra Rd, Spring Valley, CA 91978

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,080 sqft · built 1988
Lot Size	0.387 acres (16,847 sqft)
Owner	2 Individual Names on File
Last Sale	$45,000 (May 1984)
Tax Bill	$4,049 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Feb 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`505-123-34-00`

Property Details

APN / Parcel Number

Primary APN	`505-123-34-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,080 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Mediterranean
Exterior Material	Stucco
Roof Material	Tile
Lot Area	16,847 sqft (0.387 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3524 YBARRA RD
City	SPRING VALLEY
State	CA
Zip	91978-1118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PAR 1 (EX ST) TR PM11595
Legal Subdivision	PARCEL MAP NO. 11595
Legal Tract	11595
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1002
Census Tract	13505

Owner

3524 Ybarra Rd is owned and occupied by two individuals who acquired it in February 2022.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3524 YBARRA RD, SPRING VALLEY, CA 91978-1118
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Feb 15, 2022	Transfer on Death Deed, Transfer
Feb 15, 2022	Transfer on Death Deed, Transfer
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 1984 · Amount on File
Deed Sale	May 1, 1984 · Amount on File
Deed Document Number	1984159985
Last Transfer Date	Feb 15, 2022
Transfer Doc	0000070132
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3524 YBARRA RD, SPRING VALLEY, CA 91978-1118
Transaction Type	Mortgage
Record Updated	May 4, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3524 YBARRA RD, SPRING VALLEY, CA 91978-1118

Mortgage

Document Number	0000182270
Date	Apr 27, 2022
Instrument	2022-0182270

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 26, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 15, 2022
Property Address	3524 YBARRA RD, SPRING VALLEY, CA 91978-1118
Document Number	0000070132
Instrument Date	Feb 15, 2022
Instrument	2022-0070132
Transaction Type	Transfer
Record Updated	Feb 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3524 YBARRA RD, SPRING VALLEY, CA 91978-1118

February 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 15, 2022
Property Address	3524 YBARRA RD, SPRING VALLEY, CA 91978-1118
Document Number	0000070133
Instrument Date	Feb 15, 2022
Instrument	2022-0070133
Transaction Type	Transfer
Record Updated	Feb 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3524 YBARRA RD, SPRING VALLEY, CA 91978-1118

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3524 YBARRA RD, SPRING VALLEY, CA 91978-1118
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000218313
Date	Apr 29, 2020
Instrument	2020-0218313

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3524 Ybarra Rd was $4,049 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$293,368 (+2%) Land $105,033 Building $188,335
2025	$4,049.00 Homeowner's exemption	$287,617 Land $102,974 Building $184,643
2023	$3,745.00 (+1.85%) Homeowner's exemption	$276,450 Land $98,976 Building $177,474
2022	$3,677.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3524 Ybarra Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3524 Ybarra Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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