3524 Sunfish Dr, Jacksonville, FL 32226 Property Records

Duval County property record for 3524 Sunfish Dr, Jacksonville, FL 32226

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,856 sqft · built 2019
Lot Size0.167 acres (7,262 sqft)
Owner2 Individual Names on File
Last Sale$218,340 (Jan 2020)
Tax Bill$6,063 (2025)
Deeds & MortgagesJul 2022 Line of Credit
Mar 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN108439-1805

Property Details

APN / Parcel Number

Primary APN108439-1805

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,856 sqft Living Area
Gross Area2,296 sqft
1st Floor Area1,856 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,262 sqft (0.167 acres)
Garage TypeAttached
Garage Area420 sqft
PorchFinished/Open Porch
Porch Area20 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address3524 SUNFISH DR
CityJACKSONVILLE
StateFL
Zip32226-2183
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description73-74 02-1S-27E ALTA LAKES PHASE TWO LOT 364
Legal Range27E
Legal Township01S
Legal Section02
Legal SubdivisionALTA LAKES PHASE TWO
Legal Phase2
Legal Lot Number364
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE NORTH
Census Block Group3
Census Block3000
Census Tract10104

Owner

3524 Sunfish Dr is owned and occupied by two individuals who bought it in January 2020.

Source: Duval County records, as of September 25, 2026

Owner of Record2 Individual Names on File
Mailing Address3524 SUNFISH DR, JACKSONVILLE, FL 32226-2183
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2022Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
Mar 10, 2022Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
May 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
NP INC
Jan 20, 2020Special Warranty Deed, Subdivision Related Transfer · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 20, 2020 · Amount on File
Deed SaleJan 20, 2020 · Amount on File
Deed Document Number202015315
Deed Book / Page19076 / 176
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address3524 SUNFISH DR, JACKSONVILLE, FL 32226-2183
Transaction TypeMortgage
Record UpdatedAug 4, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3524 SUNFISH DR, JACKSONVILLE, FL 32226-2183

Mortgage

Document Number0203731511
DateJul 26, 2022
Book Page20373/1511
Instrument2022194534
Lender
NameCOASTAL COMMUNITY BANK
TypeBank
AddressBURLINGAME, CA 94010
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address3524 SUNFISH DR, JACKSONVILLE, FL 32226-2183
Transaction TypeMortgage
Record UpdatedApr 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3524 SUNFISH DR, JACKSONVILLE, FL 32226-2183

Mortgage

Document Number0201801955
DateMar 10, 2022
Book Page20180/1955
Instrument2022065321
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2052

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address3524 SUNFISH DR, JACKSONVILLE, FL 32226-2183
Transaction TypeMortgage
Record UpdatedMay 18, 2021
Title CompanyTRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3524 SUNFISH DR, JACKSONVILLE, FL 32226-2183

Mortgage

Document Number0197042097
DateMay 3, 2021
Book Page19704/2097
Instrument2021111645
Lender
NameNP INC
TypeMortgage Company
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2051

January 2020: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionDUVAL FL
Recording DateJan 20, 2020
Property Address3524 SUNFISH DR, JACKSONVILLE, FL 32226-2183
Document Number0190760176
Book / Page19076 / 0176
Map ReferenceMB 73 PG 74-84
Instrument DateJan 15, 2020
Instrument2020015315
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 22, 2021
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,528.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

NameVerified Name
Address3524 SUNFISH DR, JACKSONVILLE, FL 32226-2183

Mortgage

Document Number0190760177
DateJan 20, 2020
Instrument19076/0177
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3524 Sunfish Dr was $6,063 with exemptions applied, up 4.4% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$225,659 (+2.7%)$273,606 (-1.38%) Land $80,000 Building $193,606
2025$6,063.00 (+4.39%) Homeowner's exemption Veteran's exemption$219,727$277,437 Land $80,000 Building $197,437
2024$5,808.00 (+2.25%)
2023$5,680.00 (+6.17%) Homeowner's exemption Veteran's exemption$207,316 (+3%)$292,956 (+9.44%) Land $65,000 Building $227,956
2022$5,350.00 Homeowner's exemption Veteran's exemption$201,278$267,683 Land $60,000 Building $207,683

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3524 Sunfish Dr in Zone X, an area of minimal flood risk, though there have been 37 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 137 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies137 in force
Nearby Flood Claims37 (2008–2022)
Claims Outside the SFHA1 of 37
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Nicole, Nov 2022 · 13 claims
  • Hurricane Irma, Sep 2017 · 17 claims
  • Hurricane Matthew, Oct 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3524 Sunfish Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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