3524 S Emerald Ave, Chicago, IL 60609 Property Records

Cook County property record for 3524 S Emerald Ave, Chicago, IL 60609

Property Summary

Property Type	Apartments (5+ Units)
Details	4 bd · 2 ba · 2,040 sqft · built 1889
Lot Size	0.068 acres (2,976 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (May 2026)
Tax Bill	$6,211 (2023)
Deeds & Mortgages	May 2026 Sale & Mortgage Nov 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-33-300-035`

Property Details

APN / Parcel Number

Primary APN	`17-33-300-035`
Alternative APN	`17-33-300-035-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,040 sqft Living Area

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1890
Architectural Style	Multi-Family
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	2,976 sqft (0.068 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	3524 S EMERALD AVE
City	CHICAGO
State	IL
Zip	60609-1603
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RS-3
Legal Description	(HAMBURG) BEING SAMUEL (GEHRS) SUB OF BLKS23-24 IN CA NAL TRUSTEES SUB OF SEC 33-39-14
Legal Range	14E
Legal Township	39N
Legal Section	33
Legal Subdivision	HAMBURG BEING SAMUEL GEHRS
Legal Block	23,24
Legal Lot Number	21
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1007
Census Tract	839900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chicago Park Boulevard System Historic District listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County records, as of June 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3524 S EMERALD AVE, CHICAGO, IL 60609-1603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE, INC
Nov 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK
Dec 31, 2018	Quit Claim Deed, Transfer SERVICELINK
Jul 21, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2026 · Amount on Record
Deed Sale	May 22, 2026 · Amount on Record
Prior Sale	Dec 31, 2018 · Amount on Record
Deed Document Number	202614216016
Prior Transfer Date	Oct 27, 2008
Prior Transfer Doc	0000057070
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 22, 2026
Property Address	3524 S EMERALD AVE, CHICAGO, IL 60609-1603
Document Number	0000016016
Instrument Date	May 20, 2026
Instrument	202616016
Transaction Type	Transfer
Record Updated	Jun 1, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49,995.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3524 S EMERALD AVE, CHICAGO, IL 60609-1603
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000016,
Date	May 22, 2026
Instrument	2026142202614216

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.33%
Initial Type	Fixed Rate
Max Rate	-1%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	3524 S EMERALD AVE, CHICAGO, IL 60609-1603
Document Number	1833008060
Instrument Date	Nov 17, 2018
Transaction Type	Mortgage
Record Updated	Dec 5, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3524 S EMERALD AVE CHICAGO IL 606091603, CHICAGO, IL 60609-1603

Mortgage

Document Number	1833008060
Date	Nov 26, 2018
Instrument	33008060

Lender

Name	CITIBANK
Type	Bank
Address	O'FALLON, MT 63368-2240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2048

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Dec 31, 2018
Property Address	3524 S EMERALD AVE, CHICAGO, IL 60609-1603
Document Number	1836513058
Instrument Date	Oct 27, 2018
Instrument	36513058
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Tax	$166.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3524 S EMERALD AVE CHICAGO IL 606091603, CHICAGO, IL 60609-1603

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Jul 21, 2017
Property Address	3524 S EMERALD AVE, CHICAGO, IL 60609-1603
Document Number	1720234118
Instrument Date	Jun 29, 2017
Instrument	20234118
Transaction Type	Transfer
Record Updated	Aug 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$200.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	419 W CERMAK RD #1C CHICAGO IL 606165430, 1C, CHICAGO, IL 60616-5430

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$41,000 (+39.29%) Land $16,219 Building $24,781	$410,000 (+39.29%) Land $162,190 Building $247,810
2023	$6,211.00 (+2.59%)
2022	$6,054.00	$29,435 Land $13,094 Building $16,341	$294,350 Land $130,940 Building $163,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 919 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Google Fiber.

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