3524 S Debra St, Independence, MO 64055 Property Records

Jackson County property record for 3524 S Debra St, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,059 sqft · built 1967
Lot Size	0.169 acres (7,379 sqft)
Owner	Company Name on File
Tax Bill	$2,319 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`34-320-03-54`

Property Details

APN / Parcel Number

Primary APN	`34-320-03-54`
Alternative APNs	`34-320-03-54-00-0-00-000` `34320035400000001` `885387`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,059 sqft Living Area
Gross Area	2,406 sqft
1st Floor Area	1,059 sqft
Basement Area	1,059 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,379 sqft (0.169 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	885387
Street Address	3524 S DEBRA ST
City	INDEPENDENCE
State	MO
Zip	64055-3038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HART ESTATES LOT 43
Legal Subdivision	HART ESTATES
Legal Block	3
Legal Lot Number	43
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3001
Census Tract	14603

Owner

3524 S Debra St is owned by a company that acquired it in December 2022.

Source: Jackson County records, as of August 24, 2026

Owner of Record	Company Name on File
Mailing Address	109 E 17TH ST, 460, CHEYENNE, WY 82001-4543
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed of Trust, Mortgage FIRST MISSOURI BANK
Feb 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Dec 8, 2022	Warranty Deed, Transfer SECURITY FIRST TITLE, SECURITY 1ST TITLE
Sep 20, 2021	Warranty Deed, Transfer SECURITY FIRST TITLE, SECURITY 1ST TITLE
Mar 6, 2018	Deed of Trust, Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2022
Deed Sale	Dec 8, 2022
Prior Sale	Nov 16, 2022
Deed Document Number	2022108406
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	3524 S DEBRA ST, INDEPENDENCE, MO 64055-3038
Transaction Type	Mortgage
Record Updated	Dec 14, 2022
Title Company	ASSURED QUALITY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0125280
Date	Nov 15, 2021
Instrument	2021E0125280

Lender

Name	FIRST MISSOURI BANK
Type	Bank
Address	KANSAS CITY, MO 64116

Agreement

Amount	Amount on Record

Interest

Rate	4.75%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	3524 S DEBRA ST, INDEPENDENCE, MO 64055-3038
Transaction Type	Mortgage
Record Updated	Dec 14, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0012953
Date	Feb 4, 2021
Instrument	2021E0012953

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2051

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Dec 8, 2022
Property Address	3524 S DEBRA ST, INDEPENDENCE, MO 64055-3038
Document Number	00E0108406
Instrument Date	Dec 2, 2022
Instrument	2022E0108406
Transaction Type	Transfer
Record Updated	Dec 14, 2022
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 E 17TH ST # 460, 460, CHEYENNE, WY 82001-4543

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Sep 20, 2021
Property Address	3524 S DEBRA ST, INDEPENDENCE, MO 64055-3038
Document Number	00E0103058
Instrument Date	Sep 9, 2021
Instrument	2021E0103058
Transaction Type	Transfer
Record Updated	Dec 14, 2022
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2957 N ACADIANA CT, FAYETTEVILLE, AR 72703-9206

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	3524 S DEBRA ST, INDEPENDENCE, MO 64055-3038
Document Number	0000E20759
Instrument Date	Mar 6, 2018
Transaction Type	Mortgage
Record Updated	Mar 22, 2018
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3524 S DEBRA ST INDEPENDENCE MO 640553038, INDEPENDENCE, MO 64055-3038

Mortgage

Document Number	0000E20759
Date	Mar 14, 2018
Instrument	20759E

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 13, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3524 S Debra St was $2,319, up 18.6% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Blue Springs R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,775 (-) Land $4,902 Building $27,873	$172,500 (-)
2025	$2,319.00 (+18.62%)	$32,775 Land $4,902 Building $27,873	$172,500
2024	$1,955.00 (+2.14%)
2023	$1,914.00	$28,500 Land $8,014 Building $20,486	$150,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3524 S Debra St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3524 S Debra St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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