3524 Michael Dr, San Mateo, CA 94403 Property Records

San Mateo County property record for 3524 Michael Dr, San Mateo, CA 94403 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,110 sqft · built 1951
Lot Size	0.124 acres (5,400 sqft)
Owner	2 Individual Names on File
Last Sale	$2,731,000 (May 2022)
Tax Bill	$28,962 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Feb 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`042-061-100`

Property Details

APN / Parcel Number

Primary APN	`042-061-100`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,110 sqft Living Area
1st Floor Area	1,140 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Lot Area	5,400 sqft (0.124 acres)
Lot Dimensions	90 ft deep x 60 ft wide
View / Lot	Corner
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3524 MICHAEL DR
City	SAN MATEO
State	CA
Zip	94403-4209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BLOCK 2 LAUREL SLOPE RSM 29/22 CITY OF SAN
Legal Subdivision	LAUREL SLOPE
Legal Block	2
Legal Lot Number	10
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	3
Census Block	3001
Census Tract	607100

Owner

Source: San Mateo County records · APN 042-061-100

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3524 MICHAEL DR, SAN MATEO, CA 94403-4209
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Feb 28, 2018	Grant Deed, Transfer · ARM LUTHER BURBANK SAVINGS
Feb 28, 2018	Intrafamily Transfer, Transfer CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 23, 2022 · Amount on Record
Deed Sale	May 23, 2022 · Amount on Record
Prior Sale	Feb 28, 2018 · Amount on Record
Deed Document Number	202242372
Prior Transfer Date	Feb 06, 2018
Prior Transfer Doc	0000014138
Record Updated	Sep 20, 2026

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	May 23, 2022
Property Address	3524 MICHAEL DR, SAN MATEO, CA 94403-4209
Document Number	0000042372
Map Reference	MB 29 PG 22
Instrument Date	May 11, 2022
Instrument	2022-042372
Transaction Type	Transfer
Record Updated	Oct 18, 2022
Title Company	NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$16,659.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3524 MICHAEL DR, SAN MATEO, CA 94403-4209
Investor	Possibly a Property Investor

Mortgage

Document Number	0000042373
Date	May 23, 2022
Instrument	2022-042373

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Feb 28, 2018
Property Address	3524 MICHAEL DR, SAN MATEO, CA 94403-4209
Document Number	0000014137
Map Reference	MB29 PG22
Instrument Date	Feb 27, 2018
Instrument	2018-014137
Transaction Type	Transfer
Record Updated	Oct 18, 2022
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3524 MICHAEL DR, SAN MATEO, CA 94403-4209

Mortgage

Document Number	0000014139
Date	Feb 28, 2018
Instrument	2018-014139

Lender

Name	LUTHER BURBANK SAVINGS
Type	Lending Institution

Agreement

Type	ARM
Amount	Amount Recorded
Term	481 Months
Due	Mar 01, 2058

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Apr 01, 2023
Change Frequency	Annually
Min Rate At Change	2.62%
Max Rate At Change	6.12%
Index	1-Year LIBOR
Max Rate	8.5%

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Feb 28, 2018
Property Address	3524 MICHAEL DR, SAN MATEO, CA 94403-4209
Document Number	0000014138
Map Reference	MB29 PG22
Instrument Date	Feb 06, 2018
Instrument	2018-014138
Transaction Type	Transfer
Record Updated	Oct 18, 2022
Title Company	CHICAGO TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3524 MICHAEL DR, SAN MATEO, CA 94403-4209

Tax Assessment & Valuation

Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Mateo City
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,350,000 (-) Land $1,338,000 Building $1,012,000
2025	$28,962.00 (+15.44%) Homeowner's exemption	$2,350,000 (+15.76%) Land $1,338,000 Building $1,012,000
2023	$25,089.00 (-12.25%) Homeowner's exemption	$2,030,000 Land $1,156,000 Building $874,000	$2,073,060
2022	$28,590.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Mateo County (06081C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060816071003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2006, rainfall accumulation, Severe Storms, Flooding, Mudslides, And Landslides

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 716 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Sonic Telecom	Fiber	10,000 / 10,000
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50

May also be available at this address: T-Mobile USA, AT&T, Etheric Communications, LLC., Radiate Holdings, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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