3524 Koso St, Davis, CA 95618 Property Records

Yolo County property record for 3524 Koso St, Davis, CA 95618

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,803 sqft · built 1995
Lot Size	0.111 acres (4,812 sqft)
Owner	2 Trust Names on File
Last Sale	$819,500 (May 2025)
Tax Bill	$8,841 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Apr 2021 Transfer + 6 more
Flood Zone	Zone X (minimal risk)
APN	`069-400-034-000`

Property Details

APN / Parcel Number

Primary APN	`069-400-034-000`
Alternative APN	`069400341`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,803 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	4,812 sqft (0.111 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	3524 KOSO ST
City	DAVIS
State	CA
Zip	95618-6041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	SD3951 WILLOW CREEK #3 L 198
Legal Subdivision	WILLOW CREEK
Legal Lot Number	198
Jurisdiction	YOLO CA
Township / Civil Division	DAVIS
Census Block Group	2
Census Block	2001
Census Tract	10607

Owner

3524 Koso St is owner-occupied and held in a trust since May 2025.

Source: Yolo County records, as of August 5, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3524 KOSO ST, DAVIS, CA 95618-6041
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT SAVINGS BANK FSB
Apr 13, 2021	Intrafamily Transfer, Transfer STATES TITLE FTS AGENCY
Apr 13, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WATERMARK CAPITAL INC
May 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORP
Nov 21, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 24, 2019	Loan Modification, Mortgage NOT AVAILABLE
Jul 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage CASHCALL
Feb 25, 2019	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2025 · Amount on File
Deed Sale	May 14, 2025 · Amount on File
Prior Sale	Feb 25, 2019 · Amount on File
Deed Document Number	20257698
Prior Transfer Date	Mar 26, 2021
Prior Transfer Doc	0000014629
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YOLO CA
Property Address	3524 KOSO ST, DAVIS, CA 95618-6041
Transaction Type	Mortgage
Record Updated	Oct 10, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3524 KOSO ST, DAVIS, CA 95618-6041

Mortgage

Document Number	0000016776
Date	Sep 30, 2025
Instrument	2025-0016776

Lender

Name	PROVIDENT SAVINGS BANK FSB
Type	Bank
Address	RIVERSIDE, CA 92506

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Oct 1, 2030
Change Frequency	6 Months
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	SOFR Average 30-Day
Max Rate	10.7%

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YOLO CA
Recording Date	Apr 13, 2021
Property Address	3524 KOSO ST, DAVIS, CA 95618-6041
Document Number	0000014631
Map Reference	MB 17 PG 27-30
Instrument Date	Mar 26, 2021
Instrument	2021-0014631
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	STATES TITLE FTS AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3524 KOSO ST, DAVIS, CA 95618-6041

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YOLO CA
Recording Date	Apr 13, 2021
Property Address	3524 KOSO ST, DAVIS, CA 95618-6041
Document Number	0000014629
Map Reference	MB 17 PG 27-30
Instrument Date	Mar 26, 2021
Instrument	2021-0014629
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3524 KOSO ST, DAVIS, CA 95618-6041

Mortgage

Document Number	0000014630
Date	Apr 13, 2021
Instrument	2021-0014630

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YOLO CA
Property Address	3524 KOSO ST, DAVIS, CA 95618-6041
Document Number	0000014596
Instrument Date	May 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3524 KOSO ST DAVIS CA 956186041, DAVIS, CA 95618-6041

Mortgage

Document Number	0000014596
Date	May 20, 2020
Instrument	14596

Lender

Name	OWNING CORP
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 19, 2050

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YOLO CA
Recording Date	Nov 21, 2019
Property Address	3524 KOSO ST, DAVIS, CA 95618-6041
Document Number	0000029490
Instrument Date	Nov 14, 2019
Instrument	29490
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3524 KOSO ST DAVIS CA 956186041, DAVIS, CA 95618-6041

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YOLO CA
Property Address	3524 KOSO ST, DAVIS, CA 95618-6041
Document Number	0000025509
Instrument Date	Sep 24, 2019
Transaction Type	Mortgage
Record Updated	Oct 31, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3524 KOSO ST DAVIS CA 956186041, DAVIS, CA 95618-6041

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YOLO CA
Property Address	3524 KOSO ST, DAVIS, CA 95618-6041
Document Number	0000016043
Instrument Date	Jul 5, 2019
Transaction Type	Mortgage
Record Updated	Oct 31, 2019
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3524 KOSO ST DAVIS CA 956186041, DAVIS, CA 95618-6041

Mortgage

Document Number	0000016043
Date	Jul 17, 2019
Instrument	16043

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2049

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YOLO CA
Recording Date	Feb 25, 2019
Property Address	3524 KOSO ST, DAVIS, CA 95618-6041
Document Number	0000003571
Map Reference	MB 17 PG 27-30
Instrument Date	Feb 20, 2019
Instrument	2019-0003571
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3524 KOSO ST, DAVIS, CA 95618-6041

Mortgage

Document Number	0000003572
Date	Feb 25, 2019
Instrument	2019-0003572

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3524 Koso St was $8,841 with a homeowner's exemption.

Source: Yolo County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Yolo County
Municipality	Davis City
Unified School District	Davis Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$835,890 (+15.46%) Land $258,060 Building $577,830
2025	$8,841.00 Homeowner's exemption	$723,966 Land $223,101 Building $500,865
2023	$8,517.00 (+1.62%) Homeowner's exemption	$695,856 Land $214,439 Building $481,417
2022	$8,381.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3524 Koso St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective June 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2023 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3524 Koso St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DAVIS serves 67,826 people · EPA ID CA5710001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Fixed Wireless	1,000 / 250
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Succeed.Net, unWired Broadband.

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