3524 E Herold Ave, Des Moines, IA 50320 Property Records

Polk County property record for 3524 E Herold Ave, Des Moines, IA 50320

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,828 sqft · built 2017
Lot Size	0.217 acres (9,450 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Sep 2018)
Tax Bill	$6,020 (2024)
Deeds & Mortgages	May 2026 Line of Credit Nov 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`120/02851-090-011`

Property Details

APN / Parcel Number

Primary APN	`120/02851-090-011`
Alternative APN	`782319451027`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,828 sqft Living Area
Gross Area	3,186 sqft
1st Floor Area	698 sqft
Upper Floors Area	1,130 sqft
Basement Area	698 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,450 sqft (0.217 acres)
Lot Dimensions	135 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	102 sqft
Deck Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	3524 E HEROLD AVE
City	DES MOINES
State	IA
Zip	50320-2111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 LAKE VIEW RIDGE PLAT 1
Legal Subdivision	LAKE VIEW RIDGE PLAT 1
Legal Lot Number	11
Jurisdiction	POLK IA
Township / Civil Division	ALLEN
Census Block Group	2
Census Block	2017
Census Tract	10806

Owner

3524 E Herold Ave is owned and occupied by two individuals who bought it in September 2018.

Source: Polk County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3524 E HEROLD AVE, DES MOINES, IA 50320-2111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · Line of Credit MONEY FEDERAL CREDIT UNION
Nov 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY BANK
Oct 1, 2019	Trustee's Deed, Construction Loan · Construction Mortgage IOWA ST BK
May 8, 2019	Warranty Deed, Transfer NOT AVAILABLE
Sep 24, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIDELITY BANK
Feb 14, 2017	Trustee's Deed, Construction Loan · Line of Credit STATE SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2018 · Amount on File
Deed Sale	Sep 24, 2018 · Amount on File
Deed Document Number	201824447
Deed Book / Page	17087 / 247
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Recording Date	May 20, 2026
Property Address	3524 E HEROLD AVE, DES MOINES, IA 50320-2111
Document Number	0000029186
Book / Page	20524 / 528
Instrument Date	May 13, 2026
Instrument	202629186
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3524 E HEROLD AVE, DES MOINES, IA 50320-2111

Mortgage

Document Number	0000029186,
Date	May 20, 2026
Book Page	20524/528
Instrument	202629186

Lender

Name	MONEY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 28, 2036

Interest

Rate	6.3%
Max Rate	-1%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3524 E HEROLD AVE, DES MOINES, IA 50320-2111
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042919
Date	Nov 12, 2019
Book Page	17582/0969
Instrument	2019-00042919

Lender

Name	FIDELITY BANK
Type	Bank
Address	WEST DES MOINES, IA 50266

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

October 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	POLK IA
Recording Date	Oct 1, 2019
Property Address	3524 E HEROLD AVE, DES MOINES, IA 50320-2111
Book / Page	017520 / 000970
Instrument Date	Sep 18, 2019
Instrument	29258
Transaction Type	Construction Loan
Record Updated	Dec 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3900 WESTOWN PKWY #100 WEST DES MOINES IA 502661054, 100, WEST DES MOINES, IA 50266-1054

Mortgage

Document Number	0000029258
Date	Oct 1, 2019
Book Page	017520/000970
Instrument	29258

Lender

Name	IOWA ST BK
Type	Bank
Address	12035 UNIVERSITY AVE # 101, CLIVE, IA 50325-8264

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	24 Months
Due	Sep 30, 2021

Interest

Rate Type	Adjustable Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	May 8, 2019
Property Address	3524 E HEROLD AVE, DES MOINES, IA 50320-2111
Document Number	0000079091
Book / Page	017319 / 000269
Instrument Date	May 6, 2019
Instrument	79091
Transaction Type	Transfer
Record Updated	Jun 10, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$100.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4702 SE 35TH CT DES MOINES IA 503202115, DES MOINES, IA 50320-2115

September 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Sep 24, 2018
Property Address	3524 E HEROLD AVE, DES MOINES, IA 50320-2111
Document Number	201800024447
Book / Page	17087 / 0247
Instrument Date	Sep 20, 2018
Instrument	2018-00024447
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$431.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3524 E HAROLD AVE, DES MOINES, IA 50320-2111

Mortgage

Document Number	201800024449
Date	Sep 24, 2018
Instrument	2018-00024449

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

February 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	POLK IA
Recording Date	Feb 14, 2017
Property Address	3524 E HEROLD AVE, DES MOINES, IA 50320-2111
Book / Page	016374 / 000882
Instrument Date	Feb 13, 2017
Instrument	69224
Transaction Type	Construction Loan
Record Updated	Oct 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10604 NW 75TH PL GRIMES IA 501111089, GRIMES, IA 50111-1089

Mortgage

Document Number	0000069224
Date	Feb 14, 2017
Book Page	016374/000882
Instrument	69224

Lender

Name	STATE SVGS
Type	Federal Savings Bank
Address	WEST DES MOINES, IA 50265

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Feb 13, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Carlisle Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$364,900 Land $92,300 Building $272,600	$364,900 Land $92,300 Building $272,600
2024	$6,020.00
2023		$349,800 Land $88,300 Building $261,500	$349,800 Land $88,300 Building $261,500
2020	$1,252.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3524 E Herold Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3524 E Herold Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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