3524 E 38th St, Des Moines, IA 50317 Property Records

Polk County property record for 3524 E 38th St, Des Moines, IA 50317

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 848 sqft · built 1931
Lot Size0.398 acres (17,353 sqft)
OwnerIndividual Name on Record
Last Sale$175,000 (Aug 2025)
Tax Bill$2,386 (2025)
Deeds & MortgagesMay 2026 Sale
Aug 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN060/05030-000-000

Property Details

APN / Parcel Number

Primary APN060/05030-000-000
Alternative APN
  • 792329230013

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area848 sqft Living Area
Gross Area1,572 sqft
1st Floor Area848 sqft
Basement Area670 sqft

Exterior

Year BuiltBuilt 1931
Effective Year BuiltEffective 1931
Architectural StyleRanch
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area17,353 sqft (0.398 acres)
Lot Dimensions259 ft deep x 67 ft wide
Garage Area720 sqft
Parking Spaces3 Parking Spaces
PorchEnclosed Porch
Porch Area54 sqft
Patio Area293 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address3524 E 38TH ST
CityDES MOINES
StateIA
Zip50317-5812
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description-EX E 13 F- LOT 82 GRAND VIEW ACRES
Legal SubdivisionGRAND VIEW ACRES
Legal Lot Number82
JurisdictionPOLK IA
Township / Civil DivisionLEE
Census Block Group1
Census Block1013
Census Tract103

Owner

Source: Polk County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3524 E 38TH ST, DES MOINES, IA 50317-5812
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 22, 2026Certificate of Transfer, Transfer
Aug 26, 2025Warranty Deed, Transfer · VA Mortgage
CENTRAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 26, 2025 · Amount on Record
Deed SaleAug 26, 2025 · Amount on Record
Deed Document Number202550591
Deed Book / Page20249 / 401
Last Transfer DateMay 13, 2026
Transfer Doc0000030054
Record UpdatedSep 20, 2026

May 2026: Certificate of Transfer, Transfer

Document TypeCertificate of Transfer
JurisdictionPOLK IA
Recording DateMay 22, 2026
Property Address3524 E 38TH ST, DES MOINES, IA 50317-5812
Document Number0000030054
Book / Page20528 / 612
Instrument DateMay 13, 2026
Instrument202630054
Transaction TypeTransfer
Record UpdatedOct 23, 2026

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3524 E 38TH ST, DES MOINES, IA 50317-5812

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK IA
Recording DateAug 26, 2025
Property Address3524 E 38TH ST, DES MOINES, IA 50317-5812
Document Number0000050591
Book / Page20249 / 401
Map ReferenceMB 20249 PG 401-402
Instrument DateAug 19, 2025
Instrument2025-00050591
Transaction TypeTransfer
Record UpdatedJun 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$279.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3524 E 38TH ST, DES MOINES, IA 50317-5812

Mortgage

Document Number0000050593
DateAug 26, 2025
Instrument2025-00050593
Lender
NameCENTRAL BANK
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2055

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

TypeName
StateIowa
CountyPolk County
MunicipalityDes Moines City
Unified School DistrictDes Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,386.00$147,000 (+13.87%) Land $27,100 Building $119,900$147,000 (+13.87%) Land $27,100 Building $119,900
2024$2,386.00 (+7.87%)
2023$129,100 Land $23,700 Building $105,400$129,100 Land $23,700 Building $105,400
2020$2,212.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims55 (1982–2026)
Claims Outside the SFHA35 of 55
Most Recent ClaimJul 2026 · Severe Storms And Flooding
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2018 · 13 claims
  • Severe Storms, Flooding, And Tornadoes, Aug 2010 · 24 claims
  • Severe Storms, Tornadoes, And Flooding, Jul 2008 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDES MOINES WATER WORKS
serves 246,055 people · EPA ID IA7727031
Water SourcePurchased surface water from CIWW (DMWW)
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Mediacom Xtream
Cable · Fiber in parts of the area
2,000 / 1,000
CenturyLink
Fiber
2,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile, Verizon.

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