3524 E 109th Ave, Winfield (Crown Point), IN 46307 Property Records

Lake County property record for 3524 E 109th Ave, Winfield, IN 46307 · Last verified August 2026

Property Summary

Property Type	Farm - Irrigated or Dry
Details	3 bd · 2 ba · 5,142 sqft · built 1968
Lot Size	12.9 acres (561,924 sqft)
Owner	Individual Name on File
Last Sale	$452,466 (Sep 2022)
Tax Bill	$7,992 (2024)
Deeds & Mortgages	May 2023 Line of Credit Sep 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`011-44-54-0015-0014`

Property Details

APN / Parcel Number

Primary APN	`011-44-54-0015-0014`
Alternative APNs	`45-16-01-351-005.000-047` `445400150014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	5,142 sqft Gross Area
1st Floor Area	1,587 sqft
Basement Area	1,347 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2000
Construction Type	Frame
Roof Material	Asphalt
Lot Area	561,924 sqft (12.9 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	621 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3524 E 109TH AVE
City	CROWN POINT
State	IN
Zip	46307-8635
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	E1/2 S1/2 SW1/4 SW1/4 737.31X760.35X804.2X760.8FT S.1 T.34 R.8 EX. PT. IN R/W 12.9AC
Legal Range	8W
Legal Township	34N
Legal Section	1
Legal Lot Number	1
Jurisdiction	LAKE IN
Township / Civil Division	WINFIELD
Census Block Group	2
Census Block	2005
Census Tract	43302

Owner

Source: Lake County records · APN 011-44-54-0015-0014

Assessment roll updated December 29, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3524 E 109TH AVE, CROWN POINT, IN 46307-8635
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 03, 2023	Deed of Trust, Mortgage · Line of Credit HORIZON BANK
Sep 09, 2022	Personal Representative Deed, Transfer · Conventional Mortgage HORIZON BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 09, 2022 · Amount on Record
Deed Sale	Sep 09, 2022 · Amount on Record
Prior Sale	Sep 09, 2022
Deed Document Number	2022536921
Prior Transfer Date	Sep 02, 2022
Prior Transfer Doc	0000536920
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	3524 E 109TH AVE, WINFIELD, IN 46307-8635
Transaction Type	Mortgage
Record Updated	Oct 04, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3524 E 9TH AVE, CROWN POINT, IN 46307

Mortgage

Document Number	0000013041
Date	May 03, 2023
Instrument	2023-513041

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Apr 08, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LAKE IN
Recording Date	Sep 09, 2022
Property Address	3524 E 109TH AVE, WINFIELD, IN 46307-8635
Document Number	0000036921
Instrument Date	Sep 06, 2022
Instrument	2022-536921
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	COMMUNITIES TITLE COMPANY, COMMUNITY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3524 E 109TH AVE, CROWN POINT, IN 46307-8635

Mortgage

Document Number	0000036922
Date	Sep 09, 2022
Instrument	2022-536922

Lender

Name	HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 01, 2027
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	6.37%
Index	1-Year CMT
Max Rate	9.37%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated December 29, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Winfield Township
Municipality	Winfield Town
Unified School District	Crown Point Community School Corporation (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$439,700 (+23.17%) Land $172,800 Building $266,900	$439,700 (+23.17%) Land $172,800 Building $266,900
2024	$7,992.00 (+159.31%)
2023		$357,000 (+36.16%) Land $126,800 Building $230,200	$357,000 (+36.16%) Land $126,800 Building $230,200
2022	$3,082.00 Homeowner's exemption	$262,200 Land $55,400 Building $206,800	$262,200 Land $55,400 Building $206,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (18089C), updated October 16, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180890433022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 30 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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