3524 Bellbluff Dr, North Chesterfield (Richmond), VA 23237 Property Records

Chesterfield County property record for 3524 Bellbluff Dr, North Chesterfield, VA 23237

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,776 sqft · built 1976
Lot Size	0.278 acres (12,110 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Aug 2019)
Tax Bill	$2,444 (2026)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`785-68-17-48-000-000`

Property Details

APN / Parcel Number

Primary APN	`785-68-17-48-000-000`
Alternative APN	`407172001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	1,776 sqft Finished Area
1st Floor Area	600 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,110 sqft (0.278 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Patio Area	102 sqft
Balcony Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	407172001
Street Address	3524 BELLBLUFF DR
City	NORTH CHESTERFIELD
State	VA
Zip	23237-1003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7 - SINGL
Legal Description	DALEBLUFF MANOR L23BK A SEC A
Legal Subdivision	DALEBLUFF MANOR
Legal Block	A
Legal Lot Number	23
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	DALE
Census Block Group	1
Census Block	1023
Census Tract	100807

Owner

3524 Bellbluff Dr is owned and occupied by an individual who bought it in August 2019.

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3524 BELLBLUFF DR, NORTH CHESTERFIELD, VA 23237-1003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2019 · Amount on File
Deed Sale	Aug 5, 2019 · Amount on File
Deed Document Number	201929714
Deed Book / Page	12399 / 179
Record Updated	Sep 20, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Aug 5, 2019
Property Address	3524 BELLBLUFF DR, NORTH CHESTERFIELD, VA 23237-1003
Document Number	12399179
Book / Page	012399 / 000179
Instrument Date	Jul 23, 2019
Instrument	29714
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3524 BELLBLUFF DR NORTH CHESTERFIELD VA 232371003, NORTH CHESTERFIELD, VA 23237-1003

Mortgage

Document Number	12399182
Date	Aug 5, 2019
Book Page	012399/000182
Instrument	29715

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 4, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3524 Bellbluff Dr was $2,444.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,444.00	$271,800 (+2.53%) Land $58,000 Building $213,800	$271,800 (+2.53%) Land $58,000 Building $213,800
2025		$265,100 Land $55,000 Building $210,100	$265,100 Land $55,000 Building $210,100
2023	$2,152.00	$233,800 Land $46,000 Building $187,800	$233,800 Land $46,000 Building $187,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3524 Bellbluff Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3524 Bellbluff Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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