3524 102nd St, Lubbock, TX 79423 Property Records

Lubbock County property record for 3524 102nd St, Lubbock, TX 79423

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,580 sqft · built 1981
Lot Size	0.172 acres (7,475 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Aug 2019)
Tax Bill	$2,593 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R77899`

Property Details

APN / Parcel Number

Primary APN	`R77899`
Alternative APN	`R3610000000001810000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,580 sqft Living Area
Gross Area	2,000 sqft
1st Floor Area	1,580 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	7,475 sqft (0.172 acres)
Lot Dimensions	115 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	420 sqft

Location & Zoning

Street Address	3524 102ND ST
City	LUBBOCK
State	TX
Zip	79423-5148
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGH COUNTRY L 181-A
Legal Subdivision	HIGH COUNTRY
Legal Lot Number	181
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1010
Census Tract	10510

Owner

3524 102nd St is owned and occupied by two individuals who bought it in August 2019.

Source: Lubbock County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3524 102ND ST, LUBBOCK, TX 79423-5148
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage CITY BANK
Aug 30, 2019	Vendor's Lien, Transfer · Conventional Mortgage CITY BANK
Apr 4, 2019	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2019 · Amount on File
Deed Sale	Aug 30, 2019 · Amount on File
Prior Sale	Sep 26, 2008 · Amount on File
Deed Document Number	201934158
Prior Transfer Date	Aug 27, 2019
Prior Transfer Doc	0000034158
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Recording Date	Sep 23, 2026
Property Address	3524 102ND ST, LUBBOCK, TX 79423-5148
Document Number	0000038713
Instrument Date	Sep 18, 2026
Instrument	202638713
Transaction Type	Mortgage
Record Updated	Oct 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3524 102ND ST, LUBBOCK, TX 79423-5148

Mortgage

Document Number	0000038713,
Date	Sep 23, 2026
Instrument	202638713

Lender

Name	CITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Aug 30, 2019
Property Address	3524 102ND ST, LUBBOCK, TX 79423-5148
Document Number	0000034158
Map Reference	VOL 1729 PG 733
Instrument Date	Aug 27, 2019
Instrument	2019034158
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	TRUE TITLE PARTNERS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3524 102ND ST, LUBBOCK, TX 79423-5148

Mortgage

Document Number	0000034159
Date	Aug 30, 2019
Instrument	2019034159

Lender

Name	CITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LUBBOCK TX
Property Address	3524 102ND ST, LUBBOCK, TX 79423-5148
Document Number	0000014698
Instrument Date	Apr 4, 2019
Transaction Type	Mortgage
Record Updated	May 16, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5905 LONGO DR THE COLONY TX 750564478, THE COLONY, TX 75056-4478

Mortgage

Document Number	0000014698
Date	Apr 26, 2019
Instrument	14698

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 25, 2049

Interest

Rate	4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 3524 102nd St was $2,593 with a homeowner's exemption, down 13.7% from the year before.

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,593.00 (-13.65%) Homeowner's exemption	$204,303 Land $19,500 Building $184,803	$204,303 Land $19,500 Building $184,803
2024	$3,003.00 (+12.22%)
2023	$2,676.00 (-17.86%) Homeowner's exemption	$182,774 Land $19,500 Building $171,603	$191,103 Land $19,500 Building $171,603
2022	$3,258.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3524 102nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3524 102nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 672 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Metronet Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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