3523 Thomas Ave, Berkley, MI 48072 Property Records

Oakland County property record for 3523 Thomas Ave, Berkley, MI 48072

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,270 sqft · built 1941
Lot Size	0.132 acres (5,750 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Jun 2019)
Tax Bill	$4,978 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-25-07-356-027`

Property Details

APN / Parcel Number

Primary APN	`04-25-07-356-027`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,270 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	688 sqft
Unfinished Basement	688 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 2021
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,750 sqft (0.132 acres)
Lot Dimensions	115 ft deep x 50 ft wide
Garage Area	447 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	75 sqft
Deck Area	384 sqft
Patio Area	442 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	3523 THOMAS AVE
City	BERKLEY
State	MI
Zip	48072-3163
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 7 ELLWOOD HEIGHTS LOT 236
Legal Range	11E
Legal Township	01N
Legal Section	07
Legal Subdivision	ELLWOOD HEIGHTS
Legal Lot Number	236
Jurisdiction	OAKLAND MI
Township / Civil Division	BERKLEY
Census Block Group	1
Census Block	1024
Census Tract	170100

Owner

3523 Thomas Ave is owned and occupied by two individuals who bought it in June 2019.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3523 THOMAS AVE, BERKLEY, MI 48072-3163
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 28, 2019	Warranty Deed, Transfer · Conventional with PMI OTHER INSTITUTIONAL LENDERS
Jun 16, 2017	Deed of Trust, Mortgage · Line of Credit GENISYS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2019 · Amount on File
Deed Sale	Jun 28, 2019 · Amount on File
Prior Sale	Feb 4, 2009 · Amount on File
Deed Document Number	2019103256
Deed Book / Page	52973 / 564
Prior Transfer Date	Sep 24, 2012
Prior Transfer Doc	0000235025
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3523 THOMAS AVE, BERKLEY, MI 48072-3163
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3523 THOMAS AVE, BERKLEY, MI 48072-3163
Investor	Possibly a Property Investor

Mortgage

Document Number	0000313259
Date	Feb 4, 2022
Book Page	57409/531
Instrument	313259

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 28, 2019
Property Address	3523 THOMAS AVE, BERKLEY, MI 48072-3163
Document Number	0000103256
Book / Page	052973 / 000564
Instrument Date	Jun 26, 2019
Instrument	103256
Transaction Type	Transfer
Record Updated	Jul 22, 2019
Title Company	CISLO TITLE, CISLO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2450 JOHN R RD #206 TROY MI 480832586, 206, TROY, MI 48083-2586

Mortgage

Document Number	103257
Date	Jun 28, 2019
Book Page	052973/000566
Instrument	103257

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2049

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3523 THOMAS AVE, BERKLEY, MI 48072-3163
Document Number	0000122052
Book / Page	050802 / 000708
Instrument Date	Jun 16, 2017
Transaction Type	Mortgage
Record Updated	Jul 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3523 THOMAS AVE BERKLEY MI 480723163, BERKLEY, MI 48072-3163

Mortgage

Document Number	0000122052
Date	Jun 26, 2017
Book Page	050802/000708
Instrument	122052

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326-2947

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3523 Thomas Ave was $4,978 with a homeowner's exemption, down 2.9% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Berkley City
County	Oakland County
Unified School District	Berkley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,978.00 (-2.89%) Homeowner's exemption	$157,220	$314,440
2024	$5,126.00
2023		$138,790	$277,580
2021	$4,277.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3523 Thomas Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Apr 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3523 Thomas Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERKLEY serves 14,970 people · EPA ID MI0000630
Water Source	Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State Inspection	Nov 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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