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3523 Temple Ave, Lorain, OH 44053 Property Records

Lorain County property record for 3523 Temple Ave, Lorain, OH 44053 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,640 sqft · built 1974
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on File
Last Sale$165,000 (Jun 2021)
Tax Bill$2,200 (2025)
Deeds & MortgagesMay 2026 Mortgage
Jun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-02-014-105-023

Property Details

APN / Parcel Number

Primary APN02-02-014-105-023

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,640 sqft Living Area
Gross Area2,120 sqft
1st Floor Area912 sqft
Basement Area672 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions76 ft deep x 150 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchStoop
Porch Area40 sqft
Patio Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address3523 TEMPLE AVE
CityLORAIN
StateOH
Zip44053-2455
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAL-NOR SUB 76.30 X 150.01
Legal SubdivisionMAL-NOR SUB
Legal Tract02
Legal Block105
Legal Lot Number4
JurisdictionLORAIN OH
Township / Civil DivisionLORAIN
Census Block Group2
Census Block2005
Census Tract23400

Owner

Source: Lorain County records · APN 02-02-014-105-023

Assessment roll updated May 16, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3523 TEMPLE AVE, LORAIN, OH 44053-2455
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 27, 2026Deed of Trust, Mortgage · FHA Mortgage
SERVICELINK
Jun 09, 2021Administrator's Deed, Transfer · FHA Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 09, 2021 · Amount on Record
Deed SaleJun 09, 2021 · Amount on Record
Prior SaleDec 08, 2004 · Amount on Record
Deed Document Number2021822326
Prior Transfer DateNov 06, 2008
Prior Transfer Doc0000274411
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Recording DateMay 27, 2026
Property Address3523 TEMPLE AVE, LORAIN, OH 44053-2455
Document Number0000097309
Instrument DateMay 08, 2026
Instrument202697309
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3523 TEMPLE AVE, LORAIN, OH 44053-2455

Mortgage

Document Number0000097309,
DateMay 27, 2026
Instrument202697309
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term302 Months
DueJul 01, 2051
Interest
Rate6.37%
Max Rate-1%

June 2021: Administrator's Deed, Transfer

Document TypeAdministrator's Deed
JurisdictionLORAIN OH
Recording DateJun 09, 2021
Property Address3523 TEMPLE AVE, LORAIN, OH 44053-2455
Document Number20210822326
Instrument DateJun 08, 2021
Instrument2021-0822326
Transaction TypeTransfer
Record UpdatedJun 18, 2021
Title CompanyNEWMAN TITLE AGENCY LIMITED, NEWMAN TITLE AGENCY LTD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3523 TEMPLE AVE, LORAIN, OH 44053-2455

Mortgage

Document Number20210822327
DateJun 09, 2021
Instrument2021-0822327
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,200.00 Homeowner's exemption$57,550 (+0.01%) Land $11,030 Building $46,520$164,410 (-) Land $31,500 Building $132,910
2024$2,200.00 (-5.21%)$57,544 (+27.66%) Land $11,025 Building $46,519$164,410 (+27.66%) Land $31,500 Building $132,910
2023$2,321.00 (+0.87%)$45,077 (-0.01%) Land $10,920 Building $34,157$128,790 (-) Land $31,200 Building $97,590
2022$2,301.00$45,080 Land $10,920 Building $34,160
2021$128,790 Land $31,200 Building $97,590

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930234002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims6 (1995–2005)
Most Recent ClaimSep 2005, other causes, Hurricane Katrina Evacuation
Claims By Storm
  • Hurricane Katrina Evacuation, Sep 2005 · 2 claims

Wildfire

Wildfire RiskLow
above 4% of the US · above 19% of Ohio
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 365 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
BrightspeedFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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