3523 Padaro Ln, Carpinteria, CA 93013 Property Records

Santa Barbara County property record for 3523 Padaro Ln, Carpinteria, CA 93013

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,323 sqft · built 1998
Lot Size	0.35 acres (15,246 sqft)
Owner	Company Name on Record
Tax Bill	$19,258 (2025)
Deeds & Mortgages	Mar 2017 Mortgage
Flood Zone	Zone VE (high risk)
APN	`005-410-023`

Property Details

APN / Parcel Number

Primary APN	`005-410-023`
Alternative APN	`00541023`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,323 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	15,246 sqft (0.35 acres)

Utilities, Heating & Cooling

Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3523 PADARO LN
City	CARPINTERIA
State	CA
Zip	93013-1119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8R1
Legal Description	PUEBLO MP 14 L 16 & 31
Legal Subdivision	PUEBLO LANDS
Legal Lot Number	16
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	CARPINTERIA
Census Block Group	2
Census Block	2008
Census Tract	1706

Owner

Source: Santa Barbara County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3523 PADARO LN, CARPINTERIA, CA 93013-1119
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 1, 2000
Transfer Doc	0000030947
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	3523 PADARO LN, CARPINTERIA, CA 93013-1119
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011821
Date	Mar 9, 2017
Instrument	2017-0011821

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	WESTMONT, IL 60559

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.87%
Index	1-Year LIBOR
Max Rate	7.87%

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Unified School District	Carpinteria Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,717,705 (+2%) Land $358,662 Building $1,359,043
2025	$19,258.00 (+3.97%) Homeowner's exemption Additional exemption filed	$1,684,026 (+4.04%) Land $351,630 Building $1,332,396
2023	$18,523.00 (+1.81%) Homeowner's exemption Additional exemption filed	$1,618,635 Land $337,977 Building $1,280,658
2022	$18,194.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	14.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 82 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	82 in force
Nearby Flood Claims	121 (1978–2023)
Claims Outside the SFHA	76 of 121
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Mar 1998 · 16 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 12 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 47 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARPINTERIA VALLEY WATER DISTRICT serves 16,356 people · EPA ID CA4210001
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100