Hamilton County property record for 3523 Mooney Ave, Cincinnati, OH 45208
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,845 sqft · built 1905 |
| Lot Size | 0.171 acres (7,492 sqft) |
| Owner | Individual Name on File |
| Last Sale | $879,900 (Jun 2023) |
| Tax Bill | $14,096 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Mar 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 041-0004-0018-00 |
| Primary APN | 041-0004-0018-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,845 sqft Living Area |
| 1st Floor Area | 1,284 sqft |
| 2nd Floor Area | 1,060 sqft |
| Attic | Attic |
| Attic Area | 501 sqft |
| Basement Area | 1,284 sqft |
| Year Built | Built 1905 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 7,492 sqft (0.171 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 231 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3523 MOONEY AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-1307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3523 MOONEY AVE 50 X 150 LOT 178 HYDE PARK SUB |
| Legal Subdivision | HYDE PARK SUB |
| Legal Lot Number | 178 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 5000 |
3523 Mooney Ave is owned and occupied by an individual who acquired it in September 2023.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3523 MOONEY AVE, CINCINNATI, OH 45208-1307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 23, 2022 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Mar 16, 2022 | Deed of Trust, Mortgage · ARM THIRD FSLA OF CLEVELAND |
| Sep 27, 2023 | Intrafamily Transfer, Transfer |
| Jun 5, 2023 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Mar 9, 2020 | Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND |
| Oct 16, 2019 | Warranty Deed, Transfer · Conventional with PMI THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2023 · Amount on File |
| Deed Sale | Jun 5, 2023 · Amount on File |
| Prior Sale | Jun 5, 2023 · Amount on File |
| Deed Document Number | 0000037767 |
| Deed Book / Page | 14930 / 1930 |
| Last Transfer Date | Sep 27, 2023 |
| Transfer Doc | 0000068942 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3523 MOONEY AVE, CINCINNATI, OH 45208-1307 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2024 |
| Title Company | THIRD CAPITAL |
| Name | Verified Name |
|---|
| Document Number | 0000030179 |
|---|---|
| Date | Mar 23, 2022 |
| Book Page | 14630/536 |
| Instrument | 2022-0030179 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 11, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3523 MOONEY AVE, CINCINNATI, OH 45208-1307 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2024 |
| Title Company | THIRD CAPITAL TITLE CINCINNATI, THIRD CAPITAL TTL CINCINNATI |
| Name | Verified Name |
|---|
| Document Number | 0000028035 |
|---|---|
| Date | Mar 16, 2022 |
| Book Page | 14625/1701 |
| Instrument | 2022-0028035 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44106 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.49% |
| Type Change Date | Apr 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 4.49% |
| Index | Prime Rate |
| Max Rate | 8.49% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 27, 2023 |
| Property Address | 3523 MOONEY AVE, CINCINNATI, OH 45208-1307 |
| Document Number | 0000068942 |
| Book / Page | 15009 / 1337 |
| Map Reference | MB 11 PG 53 |
| Instrument Date | Sep 27, 2023 |
| Instrument | 2023-0068942 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3523 MOONEY AVE, CINCINNATI, OH 45208-1307 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 5, 2023 |
| Property Address | 3523 MOONEY AVE, CINCINNATI, OH 45208-1307 |
| Document Number | 0000037767 |
| Book / Page | 14930 / 1930 |
| Map Reference | MB 11 PG 53 |
| Instrument Date | Jun 1, 2023 |
| Instrument | 2023-0037767 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $879.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3523 MOONEY AVE, CINCINNATI, OH 45208-1307 |
| Document Number | 0000037768 |
|---|---|
| Date | Jun 5, 2023 |
| Instrument | 2023-0037768 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Jun 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11% |
| Index | Other |
| Margin | 3 |
| Max Rate | 11% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3523 MOONEY AVE, CINCINNATI, OH 45208-1307 |
| Document Number | 0000026313 |
| Instrument Date | Mar 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2020 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3523 MOONEY AVE CINCINNATI OH 452081307, CINCINNATI, OH 45208-1307 |
| Document Number | 0000026313 |
|---|---|
| Date | Mar 17, 2020 |
| Book Page | 014126/001747 |
| Instrument | 26313 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 16, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 16, 2019 |
| Property Address | 3523 MOONEY AVE, CINCINNATI, OH 45208-1307 |
| Document Number | 0000090346 |
| Book / Page | 014024 / 002657 |
| Instrument Date | Oct 9, 2019 |
| Instrument | 90346 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2019 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3523 MOONEY AVE CINCINNATI OH 452081307, CINCINNATI, OH 45208-1307 |
| Document Number | 90348 |
|---|---|
| Date | Oct 16, 2019 |
| Book Page | 014024/002662 |
| Instrument | 90348 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 15, 2049 |
The 2025 property tax bill for 3523 Mooney Ave was $14,096, up 3.1% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,096.00 (+3.09%) | $229,079 (-) Land $90,475 Building $138,604 | |
| 2024 | $13,673.00 (-2.18%) | $229,079 (-) Land $90,475 Building $138,604 | |
| 2023 | $13,978.00 (+11.84%) | $229,079 (+24.67%) Land $90,475 Building $138,604 | $654,510 Land $258,500 Building $396,010 |
| 2022 | $12,498.00 Homeowner's exemption | $183,751 Land $66,077 Building $117,674 | |
| 2020 | $525,000 Land $188,790 Building $336,210 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3523 Mooney Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1997–2026) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3523 Mooney Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 672 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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