3523 Mary Ann Ln, Cincinnati, OH 45213 Property Records

Hamilton County property record for 3523 Mary Ann Ln, Cincinnati, OH 45213

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,763 sqft · built 1939
Lot Size	0.118 acres (5,140 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (May 2026)
Tax Bill	$5,714 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`128-0003-0042-00`

Property Details

APN / Parcel Number

Primary APN	`128-0003-0042-00`
Alternative APN	`0010300`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,763 sqft Living Area
Gross Area	2,751 sqft
1st Floor Area	1,128 sqft
Attic	Attic
Attic Area	495 sqft
Basement Area	1,128 sqft
Finished Basement	140 sqft
Unfinished Basement	988 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	5,140 sqft (0.118 acres)
Lot Dimensions	125 ft deep x 47 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Enclosed Frame Porch
Porch Area	84 sqft
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3523 MARY ANN LN
City	CINCINNATI
State	OH
Zip	45213-1515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMX
Legal Description	MARY ANNE LN 46.62 X 125 IRR LOT 16 KENNEDY WOODS SUB
Legal Subdivision	KENNEDY WOODS SUB
Legal Lot Number	16
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2000
Census Tract	5800

Owner

3523 Mary Ann Ln is owned by an individual who bought it in May 2026.

Source: Hamilton County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 5954, SPRINGFIELD, OH 45501-5954
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Warranty Deed, Transfer · FHA Mortgage NATIONS DIRECT MORTGAGE, LLC
Aug 5, 2021	Warranty Deed, Transfer · Conventional Mortgage 1ST NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2026 · Amount on File
Deed Sale	May 8, 2026 · Amount on File
Prior Sale	Aug 5, 2021 · Amount on File
Deed Document Number	202635863
Deed Book / Page	15662 / 1567
Prior Transfer Date	Sep 10, 1999
Prior Transfer Doc	0000187194
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 8, 2026
Property Address	3523 MARY ANN LN, CINCINNATI, OH 45213-1515
Document Number	0000035863
Book / Page	15662 / 1567
Instrument Date	May 1, 2026
Instrument	202635863
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$57,570.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman

Mortgage

Document Number	0000035864,
Date	May 8, 2026
Book Page	15662/1570
Instrument	202635864

Lender

Name	NATIONS DIRECT MORTGAGE, LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 5, 2021
Property Address	3523 MARY ANN LN, CINCINNATI, OH 45213-1515
Document Number	0000095049
Book / Page	14474 / 790
Map Reference	MB 33 PG 26
Instrument Date	Jul 6, 2021
Instrument	2021-0095049
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$795.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3523 MARY ANN LN, CINCINNATI, OH 45213-1515

Mortgage

Document Number	0000095050
Date	Aug 5, 2021
Instrument	2021-0095050

Lender

Name	1ST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 3523 Mary Ann Ln was $5,714, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,714.00 (+3.14%)	$92,750 (-) Land $8,225 Building $84,525	$265,000 Land $23,500 Building $241,500
2024	$5,540.00 (-2.21%)	$92,750 (-) Land $8,225 Building $84,525
2023	$5,665.00 (+36.15%)	$92,750 (+59.53%) Land $8,225 Building $84,525	$265,000 Land $23,500 Building $241,500
2022	$4,161.00 Homeowner's exemption	$58,139 Land $7,434 Building $50,705
2020			$166,110 Land $21,240 Building $144,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3523 Mary Ann Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3523 Mary Ann Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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