Washington County property record for 3523 Lodge Dr, Chipley, FL 32428
| Property Type | Residential |
|---|---|
| Lot Size | 0.537 acres (23,392 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $44,000 (Feb 2021) |
| Tax Bill | $402 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Aug 2022 Line of Credit + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 000041340002 |
| Primary APN | 000041340002 |
|---|---|
| Alternative APN |
|
| Lot Area | 23,392 sqft (0.537 acres) |
|---|
| Account Number | 000041340002 |
|---|---|
| Street Address | 3523 LODGE DR |
| City | CHIPLEY |
| State | FL |
| Zip | 32428-5641 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Other |
| Legal Description | 2 1 15 .53 ORB 1199 P 289 LOT 58 OF UNREC PLAT |
| Legal Range | 15W |
| Legal Township | 01N |
| Legal Section | 02 |
| Legal Block | 4134 |
| Legal Lot Number | 58 |
| Jurisdiction | WASHINGTON FL |
| Township / Civil Division | VERNON |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 970302 |
Source: Washington County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7415 HIGHWAY 2302, PANAMA CITY, FL 32409-3357 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK NORTHWEST FLORIDA |
| Aug 19, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK NORTHWEST FLORIDA |
| Feb 23, 2021 | Warranty Deed, Transfer FLORIDA LAND TITLE AND TRUST COMPANY, FLORIDA LAND TITLE & TR CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 23, 2021 · Amount on Record |
| Deed Sale | Feb 23, 2021 · Amount on Record |
| Deed Document Number | 202167001265 |
| Deed Book / Page | 1199 / 289 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 3523 LODGE DR, CHIPLEY, FL 32428-5641 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7415 HIGHWAY 2302, SOUTHPORT, FL 32409-3357 |
| Document Number | 0067008079 |
|---|---|
| Date | Sep 28, 2022 |
| Book Page | 1254/450 |
| Instrument | 202267008079 |
| Name | FIRST NATIONAL BANK NORTHWEST FLORIDA |
|---|---|
| Type | Bank |
| Address | PANAMA CITY, FL 32405 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 23 Months |
| Due | Aug 19, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 3523 LODGE DR, CHIPLEY, FL 32428-5641 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7415 HIGHWAY 2302, SOUTHPORT, FL 32409-3357 |
| Document Number | 0067007129 |
|---|---|
| Date | Aug 19, 2022 |
| Book Page | 1251/253 |
| Instrument | 202267007129 |
| Name | FIRST NATIONAL BANK NORTHWEST FLORIDA |
|---|---|
| Type | Bank |
| Address | PANAMA CITY, FL 32405 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Aug 19, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Feb 23, 2021 |
| Property Address | 3523 LODGE DR, CHIPLEY, FL 32428-5641 |
| Document Number | 0067001265 |
| Book / Page | 1199 / 289 |
| Instrument Date | Feb 19, 2021 |
| Instrument | 202167001265 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2021 |
| Title Company | FLORIDA LAND TITLE AND TRUST COMPANY, FLORIDA LAND TITLE & TR CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $308.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4494 MANDARIN BLVD, 4494, LOXAHATCHEE, FL 33470-3560 |
| Name | Verified Name |
|---|---|
| Address | 7415 HIGHWAY 2302, SOUTHPORT, FL 32409-3357 |
Source: Washington County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $402.00 (+2.81%) | $29,060 (-) Land $26,000 Building $3,060 | $29,060 (-) Land $26,000 Building $3,060 |
| 2024 | $391.00 (-1.26%) | $29,060 (-) Land $26,000 Building $3,060 | $29,060 (-) Land $26,000 Building $3,060 |
| 2023 | $396.00 (-0.75%) | $29,060 (-) Land $26,000 Building $3,060 | $29,060 (-) Land $26,000 Building $3,060 |
| 2022 | $399.00 | $29,060 Land $26,000 Building $3,060 | $29,060 Land $26,000 Building $3,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 9 (1994–2021) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Apr 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
| Verizon Fixed Wireless | 25 / 6 |
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