Charles County property record for 3523 Flagstone St, Waldorf, MD 20601
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,540 sqft · built 2013 |
| Lot Size | 0.057 acres (2,483 sqft) |
| Owner | Individual Name on File |
| Last Sale | $394,500 (Feb 2021) |
| Tax Bill | $12,643 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-352538 |
| Primary APN | 06-352538 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,540 sqft Living Area |
| Gross Area | 2,940 sqft |
| 1st Floor Area | 580 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,483 sqft (0.057 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 14 sqft |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 352538 |
|---|---|
| Street Address | 3523 FLAGSTONE ST |
| City | WALDORF |
| State | MD |
| Zip | 20601-4656 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RH |
| Legal Description | LOT 4 PH 2 SEC 1 STONEBRIDGE |
| Legal Subdivision | STONEBRIDGE |
| Legal Phase | 2 |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 850802 |
3523 Flagstone St, a townhouse, is owned and occupied by an individual who bought it in February 2021.
Source: Charles County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3523 FLAGSTONE ST, WALDORF, MD 20601-4656 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 18, 2020 | Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA |
| Oct 20, 2021 | Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Feb 8, 2021 | Deed, Transfer · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 8, 2021 · Amount on File |
| Deed Sale | Feb 8, 2021 · Amount on File |
| Prior Sale | Mar 5, 2014 · Amount on File |
| Deed Book / Page | 11598 / 217 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 3523 FLAGSTONE ST, WALDORF, MD 20601-4656 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|
| Document Number | 0110090001 |
|---|---|
| Date | Feb 18, 2020 |
| Book Page | 11009/001 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 3523 FLAGSTONE ST, WALDORF, MD 20601-4656 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0121510073 |
|---|---|
| Date | Oct 20, 2021 |
| Book Page | 12151/73 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Feb 8, 2021 |
| Property Address | 3523 FLAGSTONE ST, WALDORF, MD 20601-4656 |
| Document Number | 0115980217 |
| Book / Page | 11598 / 217 |
| Map Reference | MB 59 PG 130 |
| Instrument Date | Jan 27, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,958.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 3523 FLAGSTONE ST, WALDORF, MD 20601-4656 |
| Document Number | 0011598224 |
|---|---|
| Date | Feb 8, 2021 |
| Instrument | 11598/224 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 3523 Flagstone St was $12,643.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $433,200 | $440,300 Land $95,000 Building $345,300 | |
| 2025 | $12,643.00 | ||
| 2023 | $6,792.00 | $386,300 | $419,000 Land $120,000 Building $299,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3523 Flagstone St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3523 Flagstone St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures