3523 Emmett Pl, Santa Clara, CA 95051 Property Records

Santa Clara County property record for 3523 Emmett Pl, Santa Clara, CA 95051

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,871 sqft · built 1957
Lot Size	0.146 acres (6,363 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,850,000 (Jun 2023)
Tax Bill	$22,825 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jun 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`220-17-016`

Property Details

APN / Parcel Number

Primary APN	`220-17-016`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,871 sqft Living Area
Gross Area	1,676 sqft
1st Floor Area	1,368 sqft
2nd Floor Area	308 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,363 sqft (0.146 acres)
Lot Dimensions	101 ft deep x 63 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Pool Area	4,790 sqft
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3523 EMMETT PL
City	SANTA CLARA
State	CA
Zip	95051-1406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 1870 KILLARNEY FARMS BOOK 81 PAGE 6 PAGE 7 LOT 31
Legal Subdivision	KILLARNEY FARMS
Legal Tract	1870
Legal Lot Number	31
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1001
Census Tract	505305

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3523 EMMETT PL, SANTA CLARA, CA 95051-1406
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Deed of Trust, Mortgage · Conventional Mortgage STANFORD FEDERAL CREDIT UNION A CREDIT U
Jun 12, 2023	Grant Deed, Transfer · Conventional Mortgage PNC BANK NA
Mar 14, 2023	Intrafamily Transfer, Transfer
Mar 14, 2023	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2023 · Amount on Record
Deed Sale	Jun 12, 2023 · Amount on Record
Deed Document Number	202325486657
Prior Transfer Date	Jun 5, 2023
Prior Transfer Doc	0025486656
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3523 EMMETT PL, SANTA CLARA, CA 95051-1406
Transaction Type	Mortgage
Record Updated	Jan 12, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025925663
Date	Dec 31, 2025
Instrument	25925663

Lender

Name	STANFORD FEDERAL CREDIT UNION A CREDIT U
Address	1860 EMBARCADERO RD, PALO ALTO, CA 94303

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2036

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 12, 2023
Property Address	3523 EMMETT PL, SANTA CLARA, CA 95051-1406
Document Number	0025486657
Map Reference	MB 81 PG 6&7
Instrument Date	May 25, 2023
Instrument	25486657
Transaction Type	Transfer
Record Updated	Jun 21, 2023
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3523 EMMETT PL, SANTA CLARA, CA 95051-1406

Mortgage

Document Number	0025486658
Date	Jun 12, 2023
Instrument	25486658

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Jul 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.8%
Index	Other
Margin	3
Max Rate	10.8%

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 14, 2023
Property Address	3523 EMMETT PL, SANTA CLARA, CA 95051-1406
Document Number	0025449218
Map Reference	MB 81 PG 6&7
Instrument Date	Jun 5, 2019
Instrument	25449218
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3523 EMMETT PL, SANTA CLARA, CA 95051-1406

March 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 14, 2023
Property Address	3523 EMMETT PL, SANTA CLARA, CA 95051-1406
Document Number	0025449217
Map Reference	MB 81 PG 6&7
Instrument Date	Jun 5, 2019
Instrument	25449217
Transaction Type	Transfer
Record Updated	Mar 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3523 EMMETT PL, SANTA CLARA, CA 95051-1406

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Santa Clara City
Unified School District	Santa Clara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,963,234 (+2%) Land $1,485,691 Building $477,543
2025	$22,825.00 (+1,502.88%) Homeowner's exemption	$1,924,740 (+1,556.05%) Land $1,456,560 Building $468,180
2023	$1,424.00 (+1.42%) Homeowner's exemption	$116,225 Land $27,276 Building $88,949
2022	$1,404.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA CLARA serves 134,587 people · EPA ID CA4310012
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 818 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Sail Internet, Verizon.

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