3523 E Monterosa St, Phoenix, AZ 85018 Property Records

Maricopa County property record for 3523 E Monterosa St, Phoenix, AZ 85018

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,406 sqft · built 1953
Lot Size	0.159 acres (6,917 sqft)
Owner	Company Name on Record
Last Sale	$310,000 (Mar 2016)
Tax Bill	$3,777 (2025)
Deeds & Mortgages	May 2026 Mortgage Jun 2022 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`170-30-118`

Property Details

APN / Parcel Number

Primary APN	`170-30-118`
Alternative APN	`170301185`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,406 sqft Living Area
Gross Area	1,644 sqft
1st Floor Area	1,406 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	6,917 sqft (0.159 acres)
View / Lot	Commercial/Industrial
Parking Spaces	1 Parking Space
Pool Area	400 sqft
Patio Area	111 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3523 E MONTEROSA ST
City	PHOENIX
State	AZ
Zip	85018-4720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	PALMS PARKWAY 2 MCR 55/07
Legal Range	3E
Legal Township	2N
Legal Section	24
Legal Subdivision	PALMS PARKWAY 2
Legal Lot Number	118
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1020
Census Tract	108302

Owner

Source: Maricopa County records, as of May 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3523 E MONTEROSA ST, PHOENIX, AZ 85018-4720
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 13, 2022	Intrafamily Transfer, Transfer
Jan 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2016 · Amount on Record
Deed Sale	Mar 21, 2016 · Amount on Record
Prior Sale	Mar 31, 2015 · Amount on Record
Deed Document Number	2016180477
Last Transfer Date	Jun 7, 2022
Transfer Doc	0000494488
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	May 8, 2026
Property Address	3523 E MONTEROSA ST, PHOENIX, AZ 85018-4720
Document Number	0000277535
Instrument Date	May 4, 2026
Instrument	2026277535
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212

Mortgage

Document Number	0000277535,
Date	May 8, 2026
Instrument	2026277535

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jun 13, 2022
Property Address	3523 E MONTEROSA ST, PHOENIX, AZ 85018-4720
Document Number	0000494488
Map Reference	MB 55 PG 7
Instrument Date	Jun 7, 2022
Instrument	20220494488
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3523 E MONTEROSA ST, 3523, PHOENIX, AZ 85018-4720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3523 E MONTEROSA ST, PHOENIX, AZ 85018-4720
Investor	Possibly a Property Investor

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3523 E MONTEROSA ST, PHOENIX, AZ 85018-4720
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055479
Date	Jan 24, 2018
Instrument	20180055479

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3523 E MONTEROSA ST, PHOENIX, AZ 85018-4720
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3523 E MONTEROSA ST, PHOENIX, AZ 85018-4720

Mortgage

Document Number	0000996932
Date	Oct 19, 2020
Instrument	20200996932

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Creighton Elementary District (PK - 08)
Secondary School District	Phoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,710 (+98.31%)	$627,100 (+11.92%) Land $125,400 Building $501,700
2025	$3,777.00 (+5.24%)	$31,623 (-48.35%)	$560,300 (-8.48%) Land $112,000 Building $448,300
2024		$61,220	$612,200 Land $122,400 Building $489,800
2023	$3,589.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2005–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 944 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
Verizon Fixed Wireless	300 / 20
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, GeoLinks, T-Mobile.

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