3523 E M 55, Cadillac, MI 49601 Property Records

Wexford County property record for 3523 E M 55, Cadillac, MI 49601

Property Summary

Property Type	Single Family Home
Lot Size	2.76 acres (120,226 sqft)
Owner	2 Individual Names on Record
Last Sale	$197,000 (Jun 2019)
Tax Bill	$3,280 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Oct 2019 Refinance + 2 more
APN	`2110-15-1304`

Property Details

APN / Parcel Number

Primary APN	`2110-15-1304`

Exterior

Lot Area	120,226 sqft (2.76 acres)

Location & Zoning

Street Address	3523 E M 55
City	CADILLAC
State	MI
Zip	49601-9331
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 200 FT OF S 1/2 OF NE 1/4 N OF HWY M-55 --2.76 A. M/L-- CG. SEC. 15 T21N R10W - CAPS
Legal Range	10W
Legal Township	21N
Legal Section	15
Jurisdiction	WEXFORD MI
Township / Civil Division	CHERRY GROVE
Census Block Group	2
Census Block	2029
Census Tract	380400

Owner

Source: Wexford County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3523 E M 55, CADILLAC, MI 49601-9331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2019	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 28, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MERCANTILE BANK
Aug 29, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MERCANTILE BANK
Jun 27, 2019	Warranty Deed, Transfer · FHA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2019 · Amount on Record
Deed Sale	Jun 27, 2019 · Amount on Record
Deed Document Number	20193530
Deed Book / Page	685 / 834
Record Updated	Sep 20, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEXFORD MI
Property Address	3523 E M 55, CADILLAC, MI 49601-9331
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	CADILLAC TITLE LLC, CADILLAC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000685/834
Date	Jun 27, 2019
Book Page	685/834
Instrument	201900003530

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEXFORD MI
Property Address	3523 E M 55, CADILLAC, MI 49601-9331
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	686/188
Date	Oct 28, 2019
Book Page	686/188
Instrument	201900005886

Lender

Name	MERCANTILE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEXFORD MI
Property Address	3523 E M 55, CADILLAC, MI 49601-9331
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	685/2048
Date	Aug 29, 2019
Book Page	685/2048
Instrument	201900004744

Lender

Name	MERCANTILE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEXFORD MI
Recording Date	Jun 27, 2019
Property Address	3523 E M 55, CADILLAC, MI 49601-9331
Document Number	685/834
Book / Page	685 / 834
Instrument Date	Jun 26, 2019
Instrument	201900003530
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	CADILLAC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900003531
Date	Jun 27, 2019
Instrument	201900003531

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	685/834
Date	Jun 27, 2019
Book Page	685/834
Instrument	201900003530

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Wexford County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wexford County
County Subdivision	Cherry Grove Township
Unified School District	Cadillac Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$146,500	$293,000
2025	$3,280.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband, Verizon.

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