3523 E Four Ridge Rd, Imperial, MO 63052 Property Records

Jefferson County property record for 3523 E Four Ridge Rd, Imperial, MO 63052

Property Summary

Property Type	Single Family Home
Details	1 ba · 960 sqft · built 1968
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on Record
Last Sale	$328,975 (Apr 2026)
Tax Bill	$1,012 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Sep 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`082.009.00000065`

Property Details

APN / Parcel Number

Primary APN	`082.009.00000065`
Alternative APN	`0820090 065`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Construction Type	Frame
Lot Area	17,860 sqft (0.41 acres)
Garage Type	Attached
Garage Area	288 sqft
Porch	Open Frame Porch
Porch Area	40 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3523 E FOUR RIDGE RD
City	IMPERIAL
State	MO
Zip	63052-2751
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	STARLITE ESTS LOT 2
Legal Range	5E
Legal Township	42N
Legal Section	09
Legal Subdivision	STARLITE ESTS
Legal Block	1
Legal Lot Number	2
Jurisdiction	JEFFERSON MO
Township / Civil Division	IMPERIAL
Census Block Group	1
Census Block	1005
Census Tract	700107

Owner

Source: Jefferson County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3523 E FOUR RIDGE RD, IMPERIAL, MO 63052-2751
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Sep 24, 2025	Warranty Deed, Transfer · Line of Credit UNITED BANK OF UNION
Jan 14, 2026	Warranty Deed, Construction Loan · Construction Mortgage UNITED BANK OF UNION
Mar 14, 2025	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2026 · Amount on Record
Deed Sale	Apr 10, 2026 · Amount on Record
Prior Sale	Jan 14, 2026 · Amount on Record
Deed Document Number	20269557
Prior Transfer Date	Aug 7, 2024
Prior Transfer Doc	0000020770
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Apr 10, 2026
Property Address	3523 E FOUR RIDGE RD, IMPERIAL, MO 63052-2751
Document Number	0000009557
Instrument Date	Apr 6, 2026
Instrument	20269557
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	FOUNDERS TITLE/NV, FOUNDERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3523 E FOUR RIDGE RD, IMPERIAL, MO 63052-2751

Mortgage

Document Number	0000009558,
Date	Apr 10, 2026
Instrument	20269558

Lender

Name	AMERICAN FINANCIAL NETWORK INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Sep 24, 2025
Property Address	3523 E FOUR RIDGE RD, IMPERIAL, MO 63052-2751
Document Number	0000024358
Map Reference	MB 52 PG 28
Instrument Date	Sep 16, 2025
Instrument	2025R-024358
Transaction Type	Transfer
Record Updated	Oct 10, 2025
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9501 SANDY VALLEY RD, HILLSBORO, MO 63050-2703

Mortgage

Document Number	0000024359
Date	Sep 24, 2025
Instrument	2025R-024359

Lender

Name	UNITED BANK OF UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jan 14, 2026
Property Address	3523 E FOUR RIDGE RD, IMPERIAL, MO 63052-2751
Document Number	0000001163
Map Reference	MB 52 PG 28
Instrument Date	Sep 16, 2025
Instrument	2026R-001163
Transaction Type	Construction Loan
Record Updated	Jan 29, 2026
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9501 SANDY VALLEY RD, HILLSBORO, MO 63050-2703

Mortgage

Document Number	0000001164
Date	Jan 14, 2026
Instrument	2026R-001164

Lender

Name	UNITED BANK OF UNION
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2025: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	JEFFERSON MO
Recording Date	Mar 14, 2025
Property Address	3523 E FOUR RIDGE RD, IMPERIAL, MO 63052-2751
Document Number	0000006081
Map Reference	MB 52 PG 28
Instrument Date	Feb 27, 2025
Instrument	2025R-006081
Transaction Type	Foreclosure
Record Updated	Nov 11, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1518 CAULKS HILL RD, SAINT CHARLES, MO 63304-6809

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,012.00 (+6.98%)	$14,900 (+7.19%) Land $1,900 Building $13,000	$78,500 (-) Land $10,100 Building $68,400
2024	$946.00 (-0.11%)	$13,900 (-) Land $1,900 Building $12,000	$78,500 (+6.95%) Land $10,100 Building $68,400
2023	$947.00	$13,900 Land $1,900 Building $12,000	$73,400 Land $10,100 Building $63,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	19 (1979–2013)
Claims Outside the SFHA	12 of 19
Most Recent Claim	Jun 2013 · other causes
Claims by Event	Severe Storms & Flooding, Sep 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON CO CONS PWSD C 1 serves 37,000 people · EPA ID MO6024295
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wisper ISP.

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