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3523 E 98th St, Carmel, IN 46033 Property Records

Hamilton County property record for 3523 E 98th St, Carmel, IN 46033

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,784 sqft · built 1980
Lot Size0.339 acres (14,810 sqft)
OwnerIndividual Name on File
Last Sale$330,000 (Apr 2022)
Tax Bill$3,749 (2024)
Deeds & MortgagesApr 2022 Sale & Mortgage
Jan 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN29-14-08-303-016.000-018

Property Details

APN / Parcel Number

Primary APN29-14-08-303-016.000-018
Alternative APN
  • 1614080303016000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,784 sqft Living Area
1st Floor Area1,784 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area14,810 sqft (0.339 acres)
Lot Dimensions149 ft deep x 100 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number1614080303016000
Street Address3523 E 98TH ST
CityCARMEL
StateIN
Zip46033-4165
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .34, SECTION 8, TOWNSHIP 17, RANGE 4, BRIAR LANE ESTATES, SECTION 4, LOT 156
Legal Range04
Legal Township17
Legal Section08
Legal SubdivisionBRIAR LANE ESTATE
Legal Block4
Legal Lot Number156
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group2
Census Block2015
Census Tract111101

Owner

Source: Hamilton County records · APN 29-14-08-303-016.000-018

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3523 E 98TH ST, CARMEL, IN 46033-4165
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 11, 2022Warranty Deed, Transfer · Conventional Mortgage
MJW FINANCIAL LLC
Jan 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
MAGNOLIA BANK
Jun 02, 2017Warranty Deed, Transfer · Conventional Mortgage
ELEMENT FINANCIAL FEDERAL CREDIT UN

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 11, 2022 · Amount on Record
Deed SaleApr 11, 2022 · Amount on Record
Prior SaleJun 02, 2017 · Amount on Record
Deed Document Number2022018300
Record UpdatedJun 08, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateApr 11, 2022
Property Address3523 E 98TH ST, CARMEL, IN 46033-4165
Document Number0000018300
Map ReferenceMB 7 PG 87&88
Instrument DateApr 08, 2022
Instrument2022018300
Transaction TypeTransfer
Record UpdatedJun 09, 2023
Title CompanyCHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3523 E 98TH ST, CARMEL, IN 46033-4165

Mortgage

Document Number0000018301
DateApr 11, 2022
Instrument2022018301
Lender
NameMJW FINANCIAL LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address3523 E 98TH ST, CARMEL, IN 46033-4165
Transaction TypeMortgage
Record UpdatedFeb 25, 2021
Title CompanyTRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006928
DateJan 28, 2021
Instrument2021006928
Lender
NameMAGNOLIA BANK
TypeBank
AddressHODGENVILLE, KY 42748
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueNov 01, 2050

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateJun 02, 2017
Property Address3523 E 98TH ST, CARMEL, IN 46033-4165
Document Number2017025186
Map ReferenceMB7 PG87-88
Instrument DateMay 31, 2017
Instrument2017025186
Transaction TypeTransfer
Record UpdatedOct 22, 2021
Title CompanyCHICAGO TITLE CO LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address3523 E 98TH ST, CARMEL, IN 46033-4165

Mortgage

Document Number2017025187
DateJun 02, 2017
Instrument2017025187
Lender
NameELEMENT FINANCIAL FEDERAL CREDIT UN
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJul 01, 2037

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$374,400 (+7.49%) Land $139,000 Building $235,400$374,400 (+7.49%) Land $139,000 Building $235,400
2024$3,749.00 (+24.18%)$348,300 (+17.23%) Land $139,000 Building $209,300$348,300 (+17.23%) Land $139,000 Building $209,300
2023$3,019.00 (+4.32%)$297,100 (+12.07%) Land $66,000 Building $231,100$297,100 (+12.07%) Land $66,000 Building $231,100
2022$2,894.00$265,100 Land $66,000 Building $199,100$265,100 Land $66,000 Building $199,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 85% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber		5,120 / 5,120
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Xfinity.

Based on FCC filings for 191 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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