3523 Debbie Ct, Duluth, GA 30097 Property Records

Gwinnett County property record for 3523 Debbie Ct, Duluth, GA 30097

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,088 sqft · built 1988
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,400 (Mar 2019)
Tax Bill	$4,946 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7-198-194`

Property Details

APN / Parcel Number

Primary APN	`7-198-194`
Alternative APNs	`R7198-194` `1383773`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,088 sqft Living Area
Gross Area	3,190 sqft
1st Floor Area	1,392 sqft
Basement Area	1,392 sqft
Finished Basement	696 sqft
Unfinished Basement	696 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.52 acres)
Lot Width	130 ft Width
Terrain	Low
View / Lot	Primary
Garage Type	Attached
Garage Area	406 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	100 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	3523 DEBBIE CT
City	DULUTH
State	GA
Zip	30097-3407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100
Legal Description	PT L25 BA HILLTOP MANOR 2
Legal Subdivision	HILLTOP
Legal Block	A
Legal Lot Number	25
Jurisdiction	GWINNETT GA
Township / Civil Division	SUWANEE-DULUTH
Census Block Group	1
Census Block	1000
Census Tract	50233

Owner

Source: Gwinnett County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3523 DEBBIE CT, DULUTH, GA 30097-3407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Deed of Trust, Mortgage · FHA Mortgage NATION STAR MORTGAGE
May 14, 2020	Quit Claim Deed, Transfer · FHA Mortgage MR COOPER
Apr 2, 2019	Grant Deed, Transfer · FHA Mortgage ANGEL OAK HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2019 · Amount on Record
Deed Sale	Mar 22, 2019 · Amount on Record
Prior Sale	Oct 28, 1996 · Amount on Record
Deed Document Number	20196857
Deed Book / Page	56499 / 613
Last Transfer Date	Apr 8, 2020
Transfer Doc	0574770673
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	3523 DEBBIE CT, DULUTH, GA 30097-3407
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3523 DEBBIE CT, DULUTH, GA 30097-3407

Mortgage

Document Number	0588230000000900
Date	Jun 9, 2021
Book Page	0000058823/0000000900

Lender

Name	NATION STAR MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GWINNETT GA
Recording Date	May 14, 2020
Property Address	3523 DEBBIE CT, DULUTH, GA 30097-3407
Document Number	0574770673
Book / Page	057477 / 000673
Instrument Date	Apr 8, 2020
Transaction Type	Transfer
Record Updated	Jun 4, 2020
Title Company	VYLLA TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3523 DEBBIE CT DULUTH GA 300973407, DULUTH, GA 30097-3407

Mortgage

Document Number	574770676
Date	May 14, 2020
Book Page	057477/000676

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GWINNETT GA
Recording Date	Apr 2, 2019
Property Address	3523 DEBBIE CT, DULUTH, GA 30097-3407
Document Number	0564990613
Book / Page	056499 / 000613
Instrument Date	Mar 22, 2019
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199.40

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3523 DEBBIE CT DULUTH GA 300973407, DULUTH, GA 30097-3407

Mortgage

Document Number	564990615
Date	Apr 2, 2019
Book Page	056499/000615

Lender

Name	ANGEL OAK HM LOANS
Address	ATLANTA, GA 30305

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Gwinnett County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,946.00 (+59.55%)	$173,160 (+72.06%) Land $26,280 Building $146,880	$432,900 (+72.06%) Land $65,700 Building $367,200
2023	$3,100.00	$100,640 Land $20,000 Building $80,640
2022			$251,600 Land $50,000 Building $201,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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