3523 Covington Dr, Holiday, FL 34691 Property Records

Pasco County property record for 3523 Covington Dr, Holiday, FL 34691

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,377 sqft · built 2006
Lot Size	0.309 acres (13,496 sqft)
Owner	2 Individual Names on Record
Last Sale	$35,900 (Sep 2001)
Tax Bill	$3,591 (2025)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-26-15-0040-00000-0600`

Property Details

APN / Parcel Number

Primary APN	`24-26-15-0040-00000-0600`
Alternative APNs	`1526240040000000600` `2208102`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,377 sqft Living Area
Gross Area	3,376 sqft
1st Floor Area	2,377 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,496 sqft (0.309 acres)
View / Lot	Water
Garage Area	483 sqft
Driveway	Driveway
Driveway Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	516 sqft
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	2208102
Old Parcel Number	1526240040000000600
Street Address	3523 COVINGTON DR
City	HOLIDAY
State	FL
Zip	34691-2521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0PUD
Legal Description	GLENWOOD OF GULF TRACE PB 27 PG 1-9 LOT 60 OR 4715 PG 1075
Legal Range	15E
Legal Township	26S
Legal Section	24
Legal Subdivision	GLENWOOD OF GULF TRACE
Legal Tract	40
Legal Lot Number	60
Jurisdiction	PASCO FL
Township / Civil Division	NEW PORT RICHEY
Census Block Group	1
Census Block	1001
Census Tract	30407

Owner

Source: Pasco County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3523 COVINGTON DR, HOLIDAY, FL 34691-2521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2001 · Amount on Record
Deed Sale	Sep 7, 2001 · Amount on Record
Deed Document Number	0471501075
Deed Book / Page	04715 / 01075
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	3523 COVINGTON DR, HOLIDAY, FL 34691-2521
Document Number	0094880082
Instrument Date	Jan 19, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3523 COVINGTON DR HOLIDAY FL 346912521, HOLIDAY, FL 34691-2521

Mortgage

Document Number	0094880082
Date	Jan 25, 2017
Book Page	009488/000082
Instrument	10554

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 24, 2032

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,591.00 (-4.82%) Homeowner's exemption	$237,830 (+5.98%) Land $80,732 Building $157,098	$459,833 (+2.8%) Land $80,732 Building $379,101
2023	$3,773.00 (+9.39%) Additional exemption filed	$224,400 (+3%) Land $62,732 Building $161,668	$447,321 (+19.92%) Land $62,732 Building $384,589
2022	$3,449.00 Homeowner's exemption	$217,870 Land $52,732 Building $165,138	$373,018 Land $52,732 Building $320,286

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 124 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	124 in force
Nearby Flood Claims	89 (1981–2024)
Claims Outside the SFHA	4 of 89
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Sep 2024 · 30 claims Tropical Storm Debby, Jul 2012 · 11 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20