Lucas County property record for 3522 Zone Ave, Toledo, OH 43617
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,528 sqft · built 1947 |
| Lot Size | 0.261 acres (11,400 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,011 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 78-68927 |
| Primary APN | 78-68927 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,528 sqft Living Area |
| 1st Floor Area | 1,528 sqft |
| Year Built | Built 1947 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 11,400 sqft (0.261 acres) |
| Lot Dimensions | 150 ft deep x 76 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 3522 ZONE AVE |
|---|---|
| City | TOLEDO |
| State | OH |
| Zip | 43617-1073 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 20-RA |
| Legal Description | ZONE OF HEALTH LOT 112 |
| Legal Subdivision | ZONE OF HEALTH |
| Legal Tract | 92 |
| Legal Lot Number | 112 |
| Jurisdiction | LUCAS OH |
| Township / Civil Division | SYLVANIA |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 9206 |
3522 Zone Ave is owned and occupied by two individuals who acquired it in April 1992.
Source: Lucas County records, as of February 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3522 ZONE AVE, TOLEDO, OH 43617-1073 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 16, 1992 |
| Deed Sale | Apr 16, 1992 |
| Deed Document Number | 92201827 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 3522 Zone Ave was $4,011, up 5.5% from the year before.
Source: Lucas County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lucas County |
| County Subdivision | Sylvania Township |
| Unified School District | Sylvania City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,011.00 (+5.5%) | $59,920 (-) Land $12,425 Building $47,495 | |
| 2024 | $3,802.00 (+1.96%) | $59,920 (+21.42%) Land $12,425 Building $47,495 | $171,200 Land $35,500 Building $135,700 |
| 2023 | $3,729.00 (+0.05%) | $49,350 (-) Land $8,435 Building $40,915 | |
| 2022 | $3,727.00 Homeowner's exemption | $49,350 Land $8,435 Building $40,915 | |
| 2021 | $141,000 Land $24,100 Building $116,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3522 Zone Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3522 Zone Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Mar 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable in parts of the area | 10,000 / 10,000 |
| Frontier Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Spectrum.
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